Knee MRI (with contrast) at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$25.00 with Global Sports Services vs $13,943.66 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Global Sports Services | WCOMP | $25.00 | — |
| Multiplan | WCOMPMissouri | $393.31 | — |
| United | KSMGMCD | $415.56 | — |
| HealthyBlue | MGMCD | $423.87 | — |
| Sunflower State Health Plan | MCD | $428.03 | — |
| Unicare | MGMCD | $432.18 | — |
| Amerigroup | MGMCD | $432.18 | — |
| Home State Health Plan | MCD | $436.34 | — |
| CorVel Corporation | KSWC | $467.06 | — |
| Multiplan | WCOMPKansas | $479.35 | — |
| OHA Network | KansasWCOMP | $486.72 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $634.80 | — |
| United | MOMGMCD | $706.45 | — |
| BCBS | Blue-Care(HMO) | $736.73 | — |
| BCBS | BlueAccess | $736.73 | — |
| BCBS | Preferred-CareBlue(PPO) | $736.73 | — |
| Humana | EPO | $830.20 | — |
| Humana | ASO | $830.20 | — |
| Humana | HMO | $830.20 | — |
| Cigna | SureFit/LocalPlus | $888.26 | — |
| Cigna | LocalKC | $1,058.81 | — |
| Humana | PPO | $1,071.69 | — |
| Humana | POS | $1,071.69 | — |
| Aetna | IVLHIX | $1,074.00 | — |
| Aetna | KCCarePlus | $1,125.00 | — |
| Cigna | Comm | $1,321.73 | — |
| Aetna | Local | $1,514.00 | — |
| United | AllPayerAppendix | $1,609.16 | — |
| Aetna | National | $1,836.00 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $2,014.08 | — |
| Ambetter | Commercial-Exchange | $2,881.69 | — |
| NHC Advantage | MGMCD | $2,943.66 | — |
| NHC Advantage | MGMCR | $2,943.66 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $3,098.59 | — |
| BCBS | FreedomNetworkSelect | $3,408.45 | — |
| United | OptionsPPO | $3,888.73 | — |
| BCBS | FreedomNetwork | $4,492.96 | — |
| BCBS | PC | $4,492.96 | — |
| Universal Healthcare | MCR | $5,422.54 | — |
| Coventry | WCOMP | $6,228.17 | — |
| Aetna | FHMedicalRental | $6,228.17 | — |
| Coventry KC MO | WCOMP | $6,352.11 | — |
| College Park Family Care Center | COMM | $6,661.97 | — |
| United | GlobalBenefitPlan | $6,971.83 | — |
| BCBS | Participating | $7,126.76 | — |
| BCBS | Traditional | $7,126.76 | — |
| OHA Network | MissouriWCOMP | $7,746.48 | — |
| Aetna | NATIONALNAP | $7,901.41 | — |
| Multiplan | PrimaryNetwork | $8,211.27 | — |
| CorVel Corporation | MOWC | $10,070.42 | — |
| Multiplan | ComplimentaryNetwork | $11,464.79 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $12,394.37 | — |
| CCO, Inc. | WORKERSCOMPPPO | $13,169.02 | — |
| CCO, Inc. | COMM | $13,169.02 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $13,943.66 | — |
Visitor-reported prices
Comments
Knee MRI (with contrast) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $1,921.70 | $299.98 – $1,417.70 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $1,921.70 | $299.98 – $1,417.70 |
| SSM Health Saint Louis University Hospital | Saint Louis | $1,666.50 | $344.44 – $1,367.80 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $1,921.70 | $299.98 – $1,430.36 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $1,921.70 | $299.98 – $1,417.70 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $1,921.70 | $299.98 – $1,417.70 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,366.20 | $597.58 – $1,413.34 |
| Mercy Hospital Aurora | Aurora | $2,332.85 | $415.56 – $1,037.21 |