IV Fluids (each additional hour) at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.83 with United vs $496.40 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United KSMGMCD $16.83 —
HealthyBlue MGMCD $17.17 —
Sunflower State Health Plan MCD $17.33 —
Unicare MGMCD $17.50 —
Amerigroup MGMCD $17.50 —
Anthem MissouriCare MissouriCareMGMCD $46.87 —
Ambetter Commercial-Exchange $67.05 —
NHC Advantage MGMCD $68.50 —
Oscar HIX $68.50 —
NHC Advantage MGMCR $68.50 —
WPPA ProviDrs Care Network UnifiedHealthPlan $68.50 —
United AllPayerAppendix $78.94 —
BCBS FreedomNetworkSelect $79.31 —
Aetna Coventry FamilyHealthPlanMCD $79.31 —
Humana ASO $81.48 —
Humana HMO $81.48 —
Humana EPO $81.48 —
Cigna SureFit/LocalPlus $87.60 —
United OptionsPPO $87.96 —
Cigna LocalKC $102.02 —
Humana PPO $102.75 —
Humana POS $102.75 —
BCBS PC $104.55 —
BCBS FreedomNetwork $104.55 —
BCBS Blue-Care(HMO) $108.15 —
BCBS Preferred-CareBlue(PPO) $108.15 —
BCBS BlueAccess $108.15 —
Aetna IVLHIX $110.32 —
Aetna KCCarePlus $118.61 —
Universal Healthcare MCR $126.18 —
Cigna Comm $127.62 —
Aetna Local $136.99 —
Coventry WCOMP $144.93 —
Coventry KC MO WCOMP $147.81 —
College Park Family Care Center COMM $155.02 —
Aetna National $162.23 —
United GlobalBenefitPlan $162.23 —
BCBS Traditional $165.83 —
BCBS Participating $165.83 —
OHA Network MissouriWCOMP $180.25 —
CorVel Corporation MOWC $234.33 —
Multiplan ComplimentaryNetwork $266.78 —
Multiplan WCOMPMissouri $288.41 —
Global Sports Services WCOMP $288.41 —
Evernorth (Cigna) Behavioral Health COMMBH $288.41 —
CCO, Inc. WORKERSCOMPPPO $306.43 —
CCO, Inc. COMM $306.43 —
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $324.46 —
Multiplan PrimaryNetwork $496.40 —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

IV Fluids (each additional hour) at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $199.65 $15.59 – $56.28
SSM Health DePaul Hospital - St. Louis Bridgeton $199.65 $15.59 – $56.28
SSM Health Saint Louis University Hospital Saint Louis $149.60 $17.90 – $56.28
SSM Health St. Joseph Hospital- Wentzville Wentzville $199.65 $15.59 – $15.59
SSM Health St. Joseph Hospital - St. Charles Saint Charles $199.65 $15.59 – $56.28
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $199.65 $15.59 – $56.28
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $209.00 $25.70 – $84.42
Mercy Hospital Aurora Aurora $176.80 $16.83 – $60.57

All Missouri hospitals for this procedure →