Insertion of catheter vein at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$180.50 with Anthem MissouriCare vs $2,550.00 with NHC Advantage — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem MissouriCare | MissouriCareMGMCD | $180.50 | — |
| Ambetter | Commercial-Exchange | $258.25 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $277.69 | — |
| BCBS | FreedomNetworkSelect | $305.46 | — |
| Coventry | MedicareAdvantage | $305.46 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $305.46 | — |
| United | OptionsPPO | $348.50 | — |
| BCBS | PC | $402.65 | — |
| BCBS | FreedomNetwork | $402.65 | — |
| United | KSMGMCD | $416.00 | — |
| BCBS | Blue-Care(HMO) | $416.54 | — |
| BCBS | BlueAccess | $416.54 | — |
| BCBS | Preferred-CareBlue(PPO) | $416.54 | — |
| HealthyBlue | MGMCD | $424.32 | — |
| Aetna | IVLHIX | $424.87 | — |
| Sunflower State Health Plan | MCD | $428.48 | — |
| Unicare | MGMCD | $432.64 | — |
| Amerigroup | MGMCD | $432.64 | — |
| Home State Health Plan | MCD | $436.80 | — |
| Aetna | KCCarePlus | $456.80 | — |
| Aetna | Local | $545.66 | — |
| Aetna | FHMedicalRental | $558.16 | — |
| Coventry | WCOMP | $558.16 | — |
| Coventry KC MO | WCOMP | $569.27 | — |
| United | GlobalBenefitPlan | $624.81 | — |
| BCBS | Traditional | $638.69 | — |
| BCBS | Participating | $638.69 | — |
| Aetna | National | $667.85 | — |
| OHA Network | MissouriWCOMP | $694.23 | — |
| United | MOMGMCD | $707.20 | — |
| Aetna | NATIONALNAP | $708.11 | — |
| CorVel Corporation | MOWC | $902.50 | — |
| Multiplan | ComplimentaryNetwork | $1,027.46 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $1,110.77 | — |
| Global Sports Services | WCOMP | $1,110.77 | — |
| CCO, Inc. | COMM | $1,180.19 | — |
| CCO, Inc. | WORKERSCOMPPPO | $1,180.19 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $1,249.61 | — |
| United | AllPayerAppendix | $1,264.00 | — |
| Humana | HMO | $1,566.00 | — |
| Humana | ASO | $1,566.00 | — |
| Humana | EPO | $1,566.00 | — |
| Humana | POS | $1,941.00 | — |
| Humana | PPO | $1,941.00 | — |
| Universal Healthcare | MCR | $1,995.00 | — |
| NHC Advantage | MGMCD | $2,550.00 | — |
| NHC Advantage | MGMCR | $2,550.00 | — |
| OHA Network | KansasWCOMP | not published by hospital | — |
| Multiplan | WCOMPMissouri | not published by hospital | — |
| Multiplan | PrimaryNetwork | not published by hospital | — |
| CorVel Corporation | KSWC | not published by hospital | — |
| Multiplan | WCOMPKansas | not published by hospital | — |
Visitor-reported prices
Comments
Insertion of catheter vein at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $653.95 | $196.31 – $2,302.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $653.95 | $196.31 – $2,302.00 |
| SSM Health Saint Louis University Hospital | Saint Louis | $684.75 | $225.41 – $3,085.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $653.95 | $196.31 – $2,302.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $653.95 | $196.31 – $2,302.00 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $653.95 | $196.31 – $2,302.00 |
| Mercy Orthopedic Hospital Springfield | Ozark | $585.65 | not published |
| SSM Health St. Clare Hospital - Fenton | Fenton | $653.95 | $196.31 – $2,302.00 |