Implant spine infusion pump at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$267.00 with BCBS vs $33,094.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Preferred-CareBlue(PPO) | $267.00 | — |
| Humana | EPO | $1,770.00 | — |
| Humana | HMO | $1,770.00 | — |
| Humana | ASO | $1,770.00 | — |
| Humana | PPO | $2,192.00 | — |
| Humana | POS | $2,192.00 | — |
| Cigna | SureFit/LocalPlus | $2,460.00 | — |
| Cigna | LocalKC | $2,934.00 | — |
| Aetna | IVLHIX | $2,989.00 | — |
| Oscar | HIX | $3,122.00 | — |
| Aetna | KCCarePlus | $3,351.00 | — |
| Cigna | Comm | $3,668.00 | — |
| BCBS | Blue-Care(HMO) | $3,745.00 | — |
| BCBS | BlueAccess | $3,745.00 | — |
| Universal Healthcare | MCR | $4,250.00 | — |
| Multiplan | PrimaryNetwork | $4,562.00 | — |
| Aetna | Local | $4,907.00 | — |
| NHC Advantage | MGMCD | $4,950.00 | — |
| NHC Advantage | MGMCR | $4,950.00 | — |
| Aetna | National | $5,687.00 | — |
| United | KSMGMCD | $8,333.48 | — |
| HealthyBlue | MGMCD | $8,500.15 | — |
| Sunflower State Health Plan | MCD | $8,583.48 | — |
| Unicare | MGMCD | $8,666.82 | — |
| Amerigroup | MGMCD | $8,666.82 | — |
| Home State Health Plan | MCD | $8,750.15 | — |
| United | MOMGMCD | $14,166.92 | — |
| Multiplan | WCOMPMissouri | $26,303.46 | — |
| CorVel Corporation | KSWC | $31,235.35 | — |
| Multiplan | WCOMPKansas | $32,057.34 | — |
| OHA Network | KansasWCOMP | $32,550.53 | — |
| United | AllPayerAppendix | $33,094.00 | — |
Visitor-reported prices
Comments
Implant spine infusion pump at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $18,935.40 | $414.83 – $18,359.85 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $18,935.40 | $414.83 – $18,359.85 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $18,935.40 | $414.83 – $7,218.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $18,935.40 | $414.83 – $18,359.85 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $18,935.40 | $414.83 – $18,359.85 |
| Mercy Hospital Lincoln | Troy | $1,448.20 | $21,093.59 – $23,202.95 |
| Mercy Hospital Carthage | Carthage | $1,311.70 | $384.50 – $35,215.98 |
| Mercy Hospital Southeast | Cape Girardeau | $46,225.71 | $343.67 – $115,825.47 |