Hla i typing complete lr at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$204.62 with Cigna vs $936.33 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $204.62 | — |
| Cigna | LocalKC | $246.59 | — |
| Cigna | Comm | $306.93 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $381.39 | — |
| BCBS | TRICARE | $388.17 | — |
| Coventry | MedicareAdvantage | $399.55 | — |
| BCBS | MCRPPO | $399.55 | — |
| BCBS | MCRHMO | $399.55 | — |
| Devoted Health | MGMCR | $403.59 | — |
| Humana | PFFS | $403.59 | — |
| Humana | MGMCRHMO | $403.59 | — |
| Humana | MGMCRPPO | $403.59 | — |
| United | VACCN | $403.59 | — |
| United | AllPayerAppendix | $403.59 | — |
| United | MGMCR | $411.66 | — |
| Celtic | MCR | $411.66 | — |
| Cigna | HealthspringMGMCR | $411.66 | — |
| Wellcare | MCR | $411.66 | — |
| Pyramid Life | MCR | $431.84 | — |
| Aetna | IVLHIX | $544.85 | — |
| Aetna | KCCarePlus | $569.07 | — |
| Multiplan | WCOMPMissouri | $581.94 | — |
| Oscar | HIX | $613.46 | — |
| CorVel Corporation | KSWC | $691.05 | — |
| Multiplan | WCOMPKansas | $709.23 | — |
| OHA Network | KansasWCOMP | $720.15 | — |
| Aetna | Local | $762.79 | — |
| Aetna | National | $936.33 | — |
Visitor-reported prices
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Hla i typing complete lr at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $889.90 | $313.93 – $1,347.99 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $889.90 | $313.93 – $1,347.99 |
| SSM Health Saint Louis University Hospital | Saint Louis | $1,053.80 | $360.46 – $698.21 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $889.90 | $313.93 – $1,347.99 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $889.90 | $313.93 – $1,347.99 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $889.90 | $313.93 – $1,347.99 |
| Mercy Hospital Lincoln | Troy | $1,045.20 | $209.08 – $559.37 |
| Mercy Orthopedic Hospital Springfield | Ozark | $534.30 | $225.91 – $2,125.57 |