Hla class ii semiquant panel at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$163.74 with Cigna vs $749.26 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $163.74
Cigna LocalKC $197.32
Cigna Comm $245.61
Aetna Coventry FamilyHealthPlanMCD $305.19
BCBS TRICARE $310.62
Coventry MedicareAdvantage $319.73
BCBS MCRPPO $319.73
BCBS MCRHMO $319.73
Devoted Health MGMCR $322.96
Humana PFFS $322.96
Humana MGMCRHMO $322.96
Humana MGMCRPPO $322.96
United VACCN $322.96
United AllPayerAppendix $322.96
United MGMCR $329.42
Celtic MCR $329.42
Cigna HealthspringMGMCR $329.42
Wellcare MCR $329.42
Pyramid Life MCR $345.57
Aetna IVLHIX $435.99
Aetna KCCarePlus $455.37
Oscar HIX $490.90
Multiplan WCOMPMissouri $575.18
Aetna Local $610.39
CorVel Corporation KSWC $683.03
Multiplan WCOMPKansas $701.01
OHA Network KansasWCOMP $711.79
Aetna National $749.26

Visitor-reported prices

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Hla class ii semiquant panel at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis not published $322.96 – $1,331.72
SSM Health DePaul Hospital - St. Louis Bridgeton not published $322.96 – $1,331.72
SSM Health Saint Louis University Hospital Saint Louis not published $316.50 – $689.79
SSM Health St. Joseph Hospital- Wentzville Wentzville not published $322.96 – $1,331.72
SSM Health St. Joseph Hospital - St. Charles Saint Charles not published $322.96 – $1,331.72
SSM Health St. Mary's Hospital - St. Louis Richmond Heights not published $322.96 – $1,331.72
SSM Health St. Mary's Hospital - Jefferson City Jefferson City not published $290.66 – $581.33
SSM Health St. Clare Hospital - Fenton Fenton not published $322.96 – $1,331.72

All Missouri hospitals for this procedure →