Ghs musc tst done w/n tst non ext at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$730.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$730.05
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.86 with United vs $657.04 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $29.86 | ↓ -96% |
| HealthyBlue | MGMCD | $30.46 | ↓ -96% |
| Sunflower State Health Plan | MCD | $30.76 | ↓ -96% |
| Unicare | MGMCD | $31.05 | ↓ -96% |
| Amerigroup | MGMCD | $31.05 | ↓ -96% |
| Home State Health Plan | MCD | $31.35 | ↓ -96% |
| United | MOMGMCD | $50.76 | ↓ -93% |
| Anthem MissouriCare | MissouriCareMGMCD | $94.91 | ↓ -87% |
| Ambetter | Commercial-Exchange | $135.79 | ↓ -81% |
| Oscar | HIX | $138.71 | ↓ -81% |
| NHC Advantage | MGMCD | $138.71 | ↓ -81% |
| NHC Advantage | MGMCR | $138.71 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $146.01 | ↓ -80% |
| Humana | HMO | $154.04 | ↓ -79% |
| Humana | ASO | $154.04 | ↓ -79% |
| Humana | EPO | $154.04 | ↓ -79% |
| Aetna Coventry | FamilyHealthPlanMCD | $160.61 | ↓ -78% |
| BCBS | FreedomNetworkSelect | $160.61 | ↓ -78% |
| Coventry | MedicareAdvantage | $160.61 | ↓ -78% |
| Cigna | SureFit/LocalPlus | $181.05 | ↓ -75% |
| United | OptionsPPO | $183.24 | ↓ -75% |
| Humana | PPO | $193.46 | ↓ -74% |
| Humana | POS | $193.46 | ↓ -74% |
| BCBS | PC | $211.71 | ↓ -71% |
| BCBS | FreedomNetwork | $211.71 | ↓ -71% |
| Cigna | LocalKC | $215.51 | ↓ -70% |
| BCBS | Blue-Care(HMO) | $219.01 | ↓ -70% |
| BCBS | BlueAccess | $219.01 | ↓ -70% |
| BCBS | Preferred-CareBlue(PPO) | $219.01 | ↓ -70% |
| Aetna | IVLHIX | $223.40 | ↓ -69% |
| Aetna | KCCarePlus | $240.19 | ↓ -67% |
| Universal Healthcare | MCR | $255.52 | ↓ -65% |
| Cigna | Comm | $269.39 | ↓ -63% |
| Aetna | Local | $286.91 | ↓ -61% |
| Coventry | WCOMP | $293.48 | ↓ -60% |
| Aetna | FHMedicalRental | $293.48 | ↓ -60% |
| Coventry KC MO | WCOMP | $299.32 | ↓ -59% |
| College Park Family Care Center | COMM | $313.92 | ↓ -57% |
| United | GlobalBenefitPlan | $328.52 | ↓ -55% |
| BCBS | Participating | $335.82 | ↓ -54% |
| BCBS | Traditional | $335.82 | ↓ -54% |
| Aetna | National | $351.15 | ↓ -52% |
| OHA Network | MissouriWCOMP | $365.02 | ↓ -50% |
| Aetna | NATIONALNAP | $372.33 | ↓ -49% |
| Multiplan | PrimaryNetwork | $386.93 | ↓ -47% |
| CorVel Corporation | MOWC | $474.53 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $540.24 | ↓ -26% |
| Global Sports Services | WCOMP | $584.04 | ↓ -20% |
| Multiplan | WCOMPMissouri | $584.04 | ↓ -20% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $584.04 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $620.54 | ↓ -15% |
| CCO, Inc. | COMM | $620.54 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $657.04 | ↓ -10% |
Visitor-reported prices
Comments
Ghs musc tst done w/n tst non ext at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health Saint Louis University Hospital | Saint Louis | $150.70 | $50.23 – $50.23 |
| Mercy Hospital Lincoln | Troy | $224.25 | $158.53 – $158.53 |
| Mercy Hospital Carthage | Carthage | $135.20 | $29.86 – $93.75 |
| Mercy Hospital Southeast | Cape Girardeau | $382.85 | $43.21 – $170.24 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $1,205.64 | $29.86 – $31.35 |
| RESEARCH MEDICAL CENTER | Kansas City | $368.36 | $29.86 – $36.13 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $43.75 – $43.75 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $43.75 – $43.75 |