Fmri brain by tech at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$3,161.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,161.96

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.00 with Global Sports Services vs $2,845.76 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Global Sports Services WCOMP $25.00 ↓ -99%
United KSMGMCD $131.00 ↓ -96%
HealthyBlue MGMCD $133.62 ↓ -96%
Sunflower State Health Plan MCD $134.93 ↓ -96%
Unicare MGMCD $136.24 ↓ -96%
Amerigroup MGMCD $136.24 ↓ -96%
Home State Health Plan MCD $137.55 ↓ -96%
Aetna Coventry FamilyHealthPlanMCD $204.16 ↓ -94%
United MOMGMCD $222.70 ↓ -93%
Cigna SureFit/LocalPlus $271.84 ↓ -91%
Cigna LocalKC $324.03 ↓ -90%
Cigna Comm $404.49 ↓ -87%
Anthem MissouriCare MissouriCareMGMCD $411.05 ↓ -87%
Multiplan WCOMPMissouri $450.22 ↓ -86%
United AllPayerAppendix $517.79 ↓ -84%
CorVel Corporation KSWC $534.64 ↓ -83%
Multiplan WCOMPKansas $548.71 ↓ -83%
OHA Network KansasWCOMP $557.15 ↓ -82%
Ambetter Commercial-Exchange $588.12 ↓ -81%
NHC Advantage MGMCD $600.77 ↓ -81%
NHC Advantage MGMCR $600.77 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $632.39 ↓ -80%
BCBS FreedomNetworkSelect $695.63 ↓ -78%
BCBS Preferred-CareBlue(PPO) $759.14 ↓ -76%
BCBS BlueAccess $759.14 ↓ -76%
BCBS Blue-Care(HMO) $759.14 ↓ -76%
United OptionsPPO $793.65 ↓ -75%
Humana HMO $841.22 ↓ -73%
Humana EPO $841.22 ↓ -73%
Humana ASO $841.22 ↓ -73%
BCBS FreedomNetwork $916.97 ↓ -71%
BCBS PC $916.97 ↓ -71%
Aetna IVLHIX $1,074.00 ↓ -66%
Humana PPO $1,085.92 ↓ -66%
Humana POS $1,085.92 ↓ -66%
Universal Healthcare MCR $1,106.69 ↓ -65%
Aetna KCCarePlus $1,125.00 ↓ -64%
Coventry WCOMP $1,271.11 ↓ -60%
Aetna FHMedicalRental $1,271.11 ↓ -60%
Coventry KC MO WCOMP $1,296.40 ↓ -59%
College Park Family Care Center COMM $1,359.64 ↓ -57%
United GlobalBenefitPlan $1,422.88 ↓ -55%
BCBS Traditional $1,454.50 ↓ -54%
BCBS Participating $1,454.50 ↓ -54%
Aetna Local $1,514.00 ↓ -52%
OHA Network MissouriWCOMP $1,580.98 ↓ -50%
Aetna NATIONALNAP $1,612.60 ↓ -49%
Multiplan PrimaryNetwork $1,675.84 ↓ -47%
Aetna National $1,836.00 ↓ -42%
CorVel Corporation MOWC $2,055.27 ↓ -35%
Multiplan ComplimentaryNetwork $2,339.85 ↓ -26%
Evernorth (Cigna) Behavioral Health COMMBH $2,529.57 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $2,687.67 ↓ -15%
CCO, Inc. COMM $2,687.67 ↓ -15%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $2,845.76 ↓ -10%

Visitor-reported prices

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Fmri brain by tech at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $469.15 $238.99 – $1,622.98
SSM Health DePaul Hospital - St. Louis Bridgeton $469.15 $238.99 – $1,622.98
SSM Health Saint Louis University Hospital Saint Louis $1,559.25 $234.21 – $1,565.85
SSM Health St. Joseph Hospital- Wentzville Wentzville $469.15 $343.73 – $1,622.98
SSM Health St. Joseph Hospital - St. Charles Saint Charles $469.15 $238.99 – $1,622.98
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $469.15 $238.99 – $1,622.98
SSM Health St. Clare Hospital - Fenton Fenton $469.15 $238.99 – $1,622.98
SSM Health St. Mary's Hospital - Jefferson City Jefferson City not published $237.67 – $430.18

All Missouri hospitals for this procedure →