Finger X-ray (both hands) at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.00 with Global Sports Services vs $910.84 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Global Sports Services | WCOMP | $25.00 | — |
| Aetna | IVLHIX | $26.88 | — |
| Aetna | KCCarePlus | $29.67 | — |
| Multiplan | WCOMPMissouri | $32.86 | — |
| CorVel Corporation | KSWC | $39.02 | — |
| Aetna | Local | $39.42 | — |
| Multiplan | WCOMPKansas | $40.04 | — |
| OHA Network | KansasWCOMP | $40.66 | — |
| BCBS | Blue-Care(HMO) | $46.76 | — |
| BCBS | Preferred-CareBlue(PPO) | $46.76 | — |
| BCBS | BlueAccess | $46.76 | — |
| Aetna | National | $48.58 | — |
| United | KSMGMCD | $48.74 | — |
| HealthyBlue | MGMCD | $49.71 | — |
| Sunflower State Health Plan | MCD | $50.20 | — |
| Amerigroup | MGMCD | $50.69 | — |
| Unicare | MGMCD | $50.69 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $71.77 | — |
| Cigna | SureFit/LocalPlus | $107.26 | — |
| Cigna | LocalKC | $124.20 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $131.57 | — |
| Cigna | Comm | $155.65 | — |
| United | AllPayerAppendix | $182.03 | — |
| Ambetter | Commercial-Exchange | $188.24 | — |
| NHC Advantage | MGMCD | $192.29 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $192.29 | — |
| NHC Advantage | MGMCR | $192.29 | — |
| BCBS | FreedomNetworkSelect | $222.65 | — |
| Humana | HMO | $228.72 | — |
| Humana | ASO | $228.72 | — |
| Humana | EPO | $228.72 | — |
| United | OptionsPPO | $246.94 | — |
| Humana | POS | $288.43 | — |
| Humana | PPO | $288.43 | — |
| BCBS | PC | $293.49 | — |
| BCBS | FreedomNetwork | $293.49 | — |
| Universal Healthcare | MCR | $354.21 | — |
| Coventry | WCOMP | $406.84 | — |
| Coventry KC MO | WCOMP | $414.94 | — |
| College Park Family Care Center | COMM | $435.18 | — |
| United | GlobalBenefitPlan | $455.42 | — |
| BCBS | Traditional | $465.54 | — |
| BCBS | Participating | $465.54 | — |
| OHA Network | MissouriWCOMP | $506.02 | — |
| Multiplan | PrimaryNetwork | $536.38 | — |
| CorVel Corporation | MOWC | $657.83 | — |
| Multiplan | ComplimentaryNetwork | $748.91 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $809.63 | — |
| CCO, Inc. | COMM | $860.23 | — |
| CCO, Inc. | WORKERSCOMPPPO | $860.23 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $910.84 | — |
Visitor-reported prices
Comments
Finger X-ray (both hands) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $175.45 | $24.04 – $104.60 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $175.45 | $24.04 – $104.60 |
| SSM Health Saint Louis University Hospital | Saint Louis | $187.00 | $27.60 – $104.60 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $175.45 | $24.04 – $161.80 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $175.45 | $24.04 – $104.60 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $175.45 | $24.04 – $104.60 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $199.65 | $45.73 – $156.90 |
| Mercy Hospital Aurora | Aurora | $310.70 | $16.00 – $115.59 |