Established Patient Office Visit (level 4) at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$163.50 with Humana vs $1,512.01 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | EPO | $163.50 | — |
| Humana | HMO | $163.50 | — |
| Humana | ASO | $163.50 | — |
| Humana | POS | $203.10 | — |
| Humana | PPO | $203.10 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $218.40 | — |
| NHC Advantage | MGMCR | $319.20 | — |
| NHC Advantage | MGMCD | $319.20 | — |
| HealthyBlue | MGMCD | $336.00 | — |
| Coventry | MedicareAdvantage | $369.60 | — |
| BCBS | FreedomNetworkSelect | $369.60 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $369.60 | — |
| United | OptionsPPO | $421.68 | — |
| Universal Healthcare | MCR | $588.00 | — |
| Aetna | FHMedicalRental | $675.36 | — |
| Coventry | WCOMP | $675.36 | — |
| Coventry KC MO | WCOMP | $688.80 | — |
| College Park Family Care Center | COMM | $722.40 | — |
| United | GlobalBenefitPlan | $756.00 | — |
| OHA Network | MissouriWCOMP | $840.00 | — |
| Aetna | NATIONALNAP | $856.81 | — |
| Multiplan | PrimaryNetwork | $890.41 | — |
| CorVel Corporation | MOWC | $1,092.01 | — |
| Multiplan | ComplimentaryNetwork | $1,243.21 | — |
| Global Sports Services | WCOMP | $1,344.01 | — |
| Multiplan | WCOMPMissouri | $1,344.01 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $1,344.01 | — |
| CCO, Inc. | COMM | $1,428.01 | — |
| CCO, Inc. | WORKERSCOMPPPO | $1,428.01 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $1,512.01 | — |
Visitor-reported prices
Comments
Established Patient Office Visit (level 4) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $168.85 | $2,302.00 – $2,302.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $168.85 | $2,302.00 – $2,302.00 |
| SSM Health Saint Louis University Hospital | Saint Louis | $308.00 | $94.15 – $3,085.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $168.85 | $2,302.00 – $2,302.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $168.85 | $2,302.00 – $2,302.00 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $168.85 | $2,302.00 – $2,302.00 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $166.65 | not published |
| Mercy Hospital Aurora | Aurora | $163.80 | $85.19 – $87.00 |