ER Visit (level 5, high severity) at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$105.00 with United vs $10,715.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $105.00 | — |
| HealthyBlue | MGMCD | $107.10 | — |
| Unicare | MGMCD | $109.20 | — |
| Amerigroup | MGMCD | $109.20 | — |
| Home State Health Plan | MCD | $110.25 | — |
| United | MOMGMCD | $178.50 | — |
| Sunflower State Health Plan | MCD | $400.00 | — |
| BCBS | FreedomNetworkSelect | $1,844.26 | — |
| United | OptionsPPO | $2,104.14 | — |
| BCBS | FreedomNetwork | $2,431.07 | — |
| BCBS | PC | $2,431.07 | — |
| Ambetter | Commercial-Exchange | $2,766.00 | — |
| Oscar | HIX | $3,336.00 | — |
| Coventry | WCOMP | $3,369.97 | — |
| Aetna | FHMedicalRental | $3,369.97 | — |
| Coventry KC MO | WCOMP | $3,437.03 | — |
| United | GlobalBenefitPlan | $3,772.35 | — |
| BCBS | Traditional | $3,856.18 | — |
| BCBS | Participating | $3,856.18 | — |
| Cigna | SureFit/LocalPlus | $4,125.00 | — |
| OHA Network | MissouriWCOMP | $4,191.51 | — |
| Aetna | NATIONALNAP | $4,275.34 | — |
| Multiplan | PrimaryNetwork | $4,443.00 | — |
| United | AllPayerAppendix | $4,583.00 | — |
| Cigna | LocalKC | $4,920.00 | — |
| CorVel Corporation | MOWC | $5,448.96 | — |
| Aetna | IVLHIX | $5,778.00 | — |
| BCBS | Blue-Care(HMO) | $6,011.00 | — |
| BCBS | BlueAccess | $6,011.00 | — |
| BCBS | Preferred-CareBlue(PPO) | $6,011.00 | — |
| Cigna | Comm | $6,150.00 | — |
| Multiplan | ComplimentaryNetwork | $6,203.43 | — |
| Multiplan | WCOMPMissouri | $6,706.41 | — |
| Aetna | KCCarePlus | $6,745.00 | — |
| CCO, Inc. | WORKERSCOMPPPO | $7,125.56 | — |
| CCO, Inc. | COMM | $7,125.56 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $7,544.71 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $8,300.00 | — |
| Aetna | Local | $8,600.00 | — |
| Aetna | National | $10,715.00 | — |
| Humana | POS | not published by hospital | — |
| Humana | PPO | not published by hospital | — |
| Humana | HMO | not published by hospital | — |
| Humana | EPO | not published by hospital | — |
| Humana | ASO | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $1,837.55 | $596.49 – $715.79 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $1,837.55 | $596.49 – $715.79 |
| SSM Health Saint Louis University Hospital | Saint Louis | $2,475.00 | $211.38 – $715.79 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $1,837.55 | not published |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $1,837.55 | $596.49 – $715.79 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $1,837.55 | $596.49 – $715.79 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,735.09 | $593.21 – $1,073.69 |
| Mercy Hospital Aurora | Aurora | $3,841.28 | $105.00 – $804.90 |