ER Visit (level 2) at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$105.00 with United vs $1,600.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $105.00 | — |
| HealthyBlue | MGMCD | $107.10 | — |
| Unicare | MGMCD | $109.20 | — |
| Amerigroup | MGMCD | $109.20 | — |
| Home State Health Plan | MCD | $110.25 | — |
| Sunflower State Health Plan | MCD | $130.00 | — |
| United | MOMGMCD | $178.50 | — |
| BCBS | FreedomNetworkSelect | $321.74 | — |
| United | OptionsPPO | $367.07 | — |
| BCBS | FreedomNetwork | $424.11 | — |
| BCBS | PC | $424.11 | — |
| Oscar | HIX | $445.00 | — |
| Ambetter | Commercial-Exchange | $445.00 | — |
| Aetna | IVLHIX | $469.00 | — |
| Aetna | KCCarePlus | $579.00 | — |
| Aetna | FHMedicalRental | $587.90 | — |
| Coventry | WCOMP | $587.90 | — |
| Coventry KC MO | WCOMP | $599.60 | — |
| United | GlobalBenefitPlan | $658.10 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $660.00 | — |
| Aetna | Local | $668.00 | — |
| BCBS | Participating | $672.73 | — |
| BCBS | Traditional | $672.73 | — |
| OHA Network | MissouriWCOMP | $731.23 | — |
| Aetna | NATIONALNAP | $745.85 | — |
| Multiplan | PrimaryNetwork | $775.10 | — |
| BCBS | Preferred-CareBlue(PPO) | $885.00 | — |
| BCBS | Blue-Care(HMO) | $885.00 | — |
| BCBS | BlueAccess | $885.00 | — |
| United | AllPayerAppendix | $936.00 | — |
| Aetna | National | $940.00 | — |
| CorVel Corporation | MOWC | $950.59 | — |
| Cigna | SureFit/LocalPlus | $1,073.00 | — |
| Multiplan | ComplimentaryNetwork | $1,082.21 | — |
| Humana | EPO | $1,104.00 | — |
| Humana | ASO | $1,104.00 | — |
| Humana | HMO | $1,104.00 | — |
| Multiplan | WCOMPMissouri | $1,169.96 | — |
| CCO, Inc. | COMM | $1,243.08 | — |
| CCO, Inc. | WORKERSCOMPPPO | $1,243.08 | — |
| Humana | PPO | $1,265.00 | — |
| Humana | POS | $1,265.00 | — |
| Cigna | LocalKC | $1,280.00 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $1,316.20 | — |
| Cigna | Comm | $1,600.00 | — |
Visitor-reported prices
Comments
ER Visit (level 2) at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $559.35 | $153.79 – $184.55 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $559.35 | $153.79 – $184.55 |
| SSM Health Saint Louis University Hospital | Saint Louis | $598.95 | $49.65 – $184.55 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $559.35 | not published |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $559.35 | $153.79 – $184.55 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $559.35 | $153.79 – $184.55 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $379.77 | $152.95 – $276.83 |
| Mercy Hospital Aurora | Aurora | $521.95 | $45.69 – $207.88 |