Electrophysiology evaluation at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$153,044.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$153,044.77
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,362.93 with BCBS vs $137,740.29 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Preferred-CareBlue(PPO) | $1,362.93 | ↓ -99% |
| BCBS | Blue-Care(HMO) | $1,362.93 | ↓ -99% |
| BCBS | BlueAccess | $1,362.93 | ↓ -99% |
| United | KSMGMCD | $2,419.31 | ↓ -98% |
| HealthyBlue | MGMCD | $2,467.70 | ↓ -98% |
| Sunflower State Health Plan | MCD | $2,491.89 | ↓ -98% |
| Unicare | MGMCD | $2,516.08 | ↓ -98% |
| Amerigroup | MGMCD | $2,516.08 | ↓ -98% |
| Home State Health Plan | MCD | $2,540.28 | ↓ -98% |
| United | MOMGMCD | $4,112.83 | ↓ -97% |
| Aetna | IVLHIX | $6,477.00 | ↓ -96% |
| NHC Advantage | MGMCD | $7,950.00 | ↓ -95% |
| NHC Advantage | MGMCR | $7,950.00 | ↓ -95% |
| Universal Healthcare | MCR | $8,300.00 | ↓ -95% |
| Aetna | KCCarePlus | $8,707.00 | ↓ -94% |
| Aetna | Local | $12,152.00 | ↓ -92% |
| Aetna | National | $14,345.00 | ↓ -91% |
| Ambetter | Commercial-Exchange | $16,143.00 | ↓ -89% |
| Anthem MissouriCare | MissouriCareMGMCD | $19,895.82 | ↓ -87% |
| Cigna | SureFit/LocalPlus | $22,968.00 | ↓ -85% |
| United | AllPayerAppendix | $26,549.00 | ↓ -83% |
| Cigna | LocalKC | $27,391.00 | ↓ -82% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $30,000.00 | ↓ -80% |
| Humana | HMO | $32,292.45 | ↓ -79% |
| Humana | EPO | $32,292.45 | ↓ -79% |
| Humana | ASO | $32,292.45 | ↓ -79% |
| BCBS | FreedomNetworkSelect | $33,669.85 | ↓ -78% |
| Aetna Coventry | FamilyHealthPlanMCD | $33,669.85 | ↓ -78% |
| Cigna | Comm | $34,239.00 | ↓ -78% |
| Oscar | HIX | $35,496.00 | ↓ -77% |
| United | OptionsPPO | $38,414.24 | ↓ -75% |
| Humana | POS | $40,556.86 | ↓ -74% |
| Humana | PPO | $40,556.86 | ↓ -74% |
| BCBS | PC | $44,382.98 | ↓ -71% |
| BCBS | FreedomNetwork | $44,382.98 | ↓ -71% |
| Coventry | WCOMP | $61,524.00 | ↓ -60% |
| Aetna | FHMedicalRental | $61,524.00 | ↓ -60% |
| Coventry KC MO | WCOMP | $62,748.36 | ↓ -59% |
| United | GlobalBenefitPlan | $68,870.15 | ↓ -55% |
| BCBS | Traditional | $70,400.59 | ↓ -54% |
| BCBS | Participating | $70,400.59 | ↓ -54% |
| OHA Network | MissouriWCOMP | $76,522.38 | ↓ -50% |
| Aetna | NATIONALNAP | $78,052.83 | ↓ -49% |
| Multiplan | PrimaryNetwork | $81,113.73 | ↓ -47% |
| CorVel Corporation | MOWC | $99,479.10 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $113,253.13 | ↓ -26% |
| Multiplan | WCOMPMissouri | $122,435.82 | ↓ -20% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $122,435.82 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $130,088.05 | ↓ -15% |
| CCO, Inc. | COMM | $130,088.05 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $137,740.29 | ↓ -10% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $4,749.25 | $351.18 – $9,374.71 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $4,749.25 | $351.18 – $9,374.71 |
| SSM Health Saint Louis University Hospital | Saint Louis | $12,592.80 | $403.23 – $9,374.71 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $4,749.25 | $351.18 – $8,427.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $4,749.25 | $351.18 – $9,374.71 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $4,749.25 | $351.18 – $9,374.71 |
| Mercy Orthopedic Hospital Springfield | Ozark | $7,898.80 | $383.00 – $14,780.25 |
| SSM Health St. Clare Hospital - Fenton | Fenton | $4,749.25 | $351.18 – $9,374.71 |