Diab manage trn ind/group at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11.11 with United vs $412.16 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | KSMGMCD | $11.11 | — |
| HealthyBlue | MGMCD | $11.33 | — |
| Sunflower State Health Plan | MCD | $11.44 | — |
| Unicare | MGMCD | $11.55 | — |
| Amerigroup | MGMCD | $11.55 | — |
| Home State Health Plan | MCD | $11.67 | — |
| BCBS | TRICARE | $14.84 | — |
| BCBS | MCRPPO | $15.42 | — |
| Coventry | MedicareAdvantage | $15.42 | — |
| BCBS | MCRHMO | $15.42 | — |
| Humana | MGMCRHMO | $15.58 | — |
| Devoted Health | MGMCR | $15.58 | — |
| Humana | PFFS | $15.58 | — |
| United | VACCN | $15.58 | — |
| Humana | MGMCRPPO | $15.58 | — |
| Celtic | MCR | $15.89 | — |
| Wellcare | MCR | $15.89 | — |
| United | MGMCR | $15.89 | — |
| Cigna | HealthspringMGMCR | $15.89 | — |
| Pyramid Life | MCR | $16.67 | — |
| United | MOMGMCD | $18.89 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $59.53 | — |
| Ambetter | Commercial-Exchange | $85.18 | — |
| NHC Advantage | MGMCR | $87.01 | — |
| Oscar | HIX | $87.01 | — |
| NHC Advantage | MGMCD | $87.01 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $91.59 | — |
| Humana | ASO | $96.63 | — |
| Humana | EPO | $96.63 | — |
| Humana | HMO | $96.63 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $100.75 | — |
| BCBS | FreedomNetworkSelect | $100.75 | — |
| Cigna | SureFit/LocalPlus | $113.57 | — |
| United | OptionsPPO | $114.95 | — |
| Humana | POS | $121.36 | — |
| Humana | PPO | $121.36 | — |
| BCBS | PC | $132.81 | — |
| BCBS | FreedomNetwork | $132.81 | — |
| Cigna | LocalKC | $135.19 | — |
| BCBS | Blue-Care(HMO) | $137.39 | — |
| BCBS | BlueAccess | $137.39 | — |
| BCBS | Preferred-CareBlue(PPO) | $137.39 | — |
| Aetna | IVLHIX | $140.14 | — |
| Aetna | KCCarePlus | $150.67 | — |
| Universal Healthcare | MCR | $160.29 | — |
| Cigna | Comm | $168.99 | — |
| Aetna | Local | $179.98 | — |
| Aetna | FHMedicalRental | $184.10 | — |
| Coventry | WCOMP | $184.10 | — |
| Coventry KC MO | WCOMP | $187.76 | — |
| College Park Family Care Center | COMM | $196.92 | — |
| United | GlobalBenefitPlan | $206.08 | — |
| BCBS | Traditional | $210.66 | — |
| BCBS | Participating | $210.66 | — |
| Aetna | National | $220.28 | — |
| OHA Network | MissouriWCOMP | $228.98 | — |
| Aetna | NATIONALNAP | $233.56 | — |
| Multiplan | PrimaryNetwork | $242.72 | — |
| CorVel Corporation | MOWC | $297.67 | — |
| Multiplan | ComplimentaryNetwork | $338.89 | — |
| Multiplan | WCOMPMissouri | $366.37 | — |
| Global Sports Services | WCOMP | $366.37 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $366.37 | — |
| CCO, Inc. | COMM | $389.27 | — |
| CCO, Inc. | WORKERSCOMPPPO | $389.27 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $412.16 | — |
Visitor-reported prices
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Diab manage trn ind/group at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $49.50 | $14.79 – $18.01 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $49.50 | $14.79 – $18.01 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $49.50 | $14.79 – $14.79 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $49.50 | $14.79 – $18.01 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $49.50 | $14.79 – $18.01 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $71.50 | $14.93 – $27.02 |
| Mercy Hospital Aurora | Aurora | $58.50 | $11.11 – $20.61 |
| Mercy Hospital Lincoln | Troy | $44.85 | $13.04 – $20.61 |