Crystal identification light microscopy at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$222.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$222.86

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.71 with Cigna vs $200.57 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $3.71 ↓ -98%
Cigna LocalKC $4.47 ↓ -98%
Cigna Comm $5.57 ↓ -98%
Aetna Coventry FamilyHealthPlanMCD $6.93 ↓ -97%
BCBS TRICARE $7.05 ↓ -97%
BCBS MCRHMO $7.26 ↓ -97%
BCBS MCRPPO $7.26 ↓ -97%
Coventry MedicareAdvantage $7.26 ↓ -97%
United AllPayerAppendix $7.33 ↓ -97%
Devoted Health MGMCR $7.33 ↓ -97%
Humana PFFS $7.33 ↓ -97%
Humana MGMCRHMO $7.33 ↓ -97%
Humana MGMCRPPO $7.33 ↓ -97%
United KSMGMCD $7.33 ↓ -97%
United VACCN $7.33 ↓ -97%
Cigna HealthspringMGMCR $7.48 ↓ -97%
HealthyBlue MGMCD $7.48 ↓ -97%
Celtic MCR $7.48 ↓ -97%
United MGMCR $7.48 ↓ -97%
Wellcare MCR $7.48 ↓ -97%
Sunflower State Health Plan MCD $7.55 ↓ -97%
Amerigroup MGMCD $7.62 ↓ -97%
Unicare MGMCD $7.62 ↓ -97%
Home State Health Plan MCD $7.70 ↓ -97%
Pyramid Life MCR $7.84 ↓ -96%
Aetna IVLHIX $9.89 ↓ -96%
Aetna KCCarePlus $10.33 ↓ -95%
Oscar HIX $11.14 ↓ -95%
United MOMGMCD $12.46 ↓ -94%
Multiplan WCOMPMissouri $12.98 ↓ -94%
Aetna Local $13.85 ↓ -94%
BCBS Preferred-CareBlue(PPO) $15.05 ↓ -93%
BCBS Blue-Care(HMO) $15.05 ↓ -93%
BCBS BlueAccess $15.05 ↓ -93%
CorVel Corporation KSWC $15.41 ↓ -93%
Multiplan WCOMPKansas $15.81 ↓ -93%
OHA Network KansasWCOMP $16.06 ↓ -93%
Aetna National $17.00 ↓ -92%
Humana POS $17.49 ↓ -92%
Humana ASO $17.49 ↓ -92%
Humana HMO $17.49 ↓ -92%
Humana EPO $17.49 ↓ -92%
Humana PPO $17.49 ↓ -92%
Anthem MissouriCare MissouriCareMGMCD $28.97 ↓ -87%
Ambetter Commercial-Exchange $41.45 ↓ -81%
NHC Advantage MGMCD $42.34 ↓ -81%
NHC Advantage MGMCR $42.34 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $44.57 ↓ -80%
BCBS FreedomNetworkSelect $49.03 ↓ -78%
United OptionsPPO $55.94 ↓ -75%
BCBS PC $64.63 ↓ -71%
BCBS FreedomNetwork $64.63 ↓ -71%
Universal Healthcare MCR $78.00 ↓ -65%
Aetna FHMedicalRental $89.59 ↓ -60%
Coventry WCOMP $89.59 ↓ -60%
Coventry KC MO WCOMP $91.37 ↓ -59%
College Park Family Care Center COMM $95.83 ↓ -57%
United GlobalBenefitPlan $100.29 ↓ -55%
BCBS Participating $102.52 ↓ -54%
BCBS Traditional $102.52 ↓ -54%
OHA Network MissouriWCOMP $111.43 ↓ -50%
Aetna NATIONALNAP $113.66 ↓ -49%
Multiplan PrimaryNetwork $118.12 ↓ -47%
CorVel Corporation MOWC $144.86 ↓ -35%
Multiplan ComplimentaryNetwork $164.92 ↓ -26%
Evernorth (Cigna) Behavioral Health COMMBH $178.29 ↓ -20%
Global Sports Services WCOMP $178.29 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $189.43 ↓ -15%
CCO, Inc. COMM $189.43 ↓ -15%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $200.57 ↓ -10%

Visitor-reported prices

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Crystal identification light microscopy at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $48.95 $7.33 – $61.22
SSM Health DePaul Hospital - St. Louis Bridgeton $48.95 $7.33 – $61.22
SSM Health Saint Louis University Hospital Saint Louis $55.55 $7.18 – $31.71
SSM Health St. Joseph Hospital- Wentzville Wentzville $48.95 $7.33 – $61.22
SSM Health St. Joseph Hospital - St. Charles Saint Charles $48.95 $7.33 – $61.22
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $48.95 $7.33 – $61.22
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $32.45 $6.60 – $13.19
Mercy Hospital Aurora Aurora $73.45 $7.19 – $12.09

All Missouri hospitals for this procedure →