#creutz-prot.,western blot at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$1,309.26
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,309.26
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.38 with BCBS vs $1,178.33 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | Preferred-CareBlue(PPO) | $14.38 | ↓ -99% |
| BCBS | BlueAccess | $14.38 | ↓ -99% |
| BCBS | Blue-Care(HMO) | $14.38 | ↓ -99% |
| Cigna | SureFit/LocalPlus | $14.81 | ↓ -99% |
| Cigna | LocalKC | $17.85 | ↓ -99% |
| Cigna | Comm | $22.22 | ↓ -98% |
| Aetna Coventry | FamilyHealthPlanMCD | $27.60 | ↓ -98% |
| BCBS | TRICARE | $28.09 | ↓ -98% |
| BCBS | MCRPPO | $28.92 | ↓ -98% |
| BCBS | MCRHMO | $28.92 | ↓ -98% |
| Coventry | MedicareAdvantage | $28.92 | ↓ -98% |
| Devoted Health | MGMCR | $29.21 | ↓ -98% |
| Humana | PFFS | $29.21 | ↓ -98% |
| Humana | MGMCRHMO | $29.21 | ↓ -98% |
| Humana | MGMCRPPO | $29.21 | ↓ -98% |
| United | VACCN | $29.21 | ↓ -98% |
| United | AllPayerAppendix | $29.21 | ↓ -98% |
| Cigna | HealthspringMGMCR | $29.79 | ↓ -98% |
| Celtic | MCR | $29.79 | ↓ -98% |
| Wellcare | MCR | $29.79 | ↓ -98% |
| United | MGMCR | $29.79 | ↓ -98% |
| Pyramid Life | MCR | $31.25 | ↓ -98% |
| Aetna | IVLHIX | $39.44 | ↓ -97% |
| Aetna | KCCarePlus | $41.19 | ↓ -97% |
| Multiplan | WCOMPMissouri | $42.05 | ↓ -97% |
| Humana | EPO | $44.05 | ↓ -97% |
| Humana | PPO | $44.05 | ↓ -97% |
| Humana | ASO | $44.05 | ↓ -97% |
| Humana | POS | $44.05 | ↓ -97% |
| Humana | HMO | $44.05 | ↓ -97% |
| Oscar | HIX | $44.40 | ↓ -97% |
| CorVel Corporation | KSWC | $49.93 | ↓ -96% |
| Multiplan | WCOMPKansas | $51.25 | ↓ -96% |
| OHA Network | KansasWCOMP | $52.03 | ↓ -96% |
| Aetna | Local | $55.21 | ↓ -96% |
| Aetna | National | $67.77 | ↓ -95% |
| Anthem MissouriCare | MissouriCareMGMCD | $170.20 | ↓ -87% |
| Ambetter | Commercial-Exchange | $243.52 | ↓ -81% |
| NHC Advantage | MGMCD | $248.76 | ↓ -81% |
| NHC Advantage | MGMCR | $248.76 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $261.85 | ↓ -80% |
| HealthyBlue | MGMCD | $261.85 | ↓ -80% |
| BCBS | FreedomNetworkSelect | $288.04 | ↓ -78% |
| United | OptionsPPO | $328.62 | ↓ -75% |
| BCBS | PC | $379.69 | ↓ -71% |
| BCBS | FreedomNetwork | $379.69 | ↓ -71% |
| Universal Healthcare | MCR | $458.24 | ↓ -65% |
| Coventry | WCOMP | $526.32 | ↓ -60% |
| Aetna | FHMedicalRental | $526.32 | ↓ -60% |
| Coventry KC MO | WCOMP | $536.80 | ↓ -59% |
| College Park Family Care Center | COMM | $562.98 | ↓ -57% |
| United | GlobalBenefitPlan | $589.17 | ↓ -55% |
| BCBS | Participating | $602.26 | ↓ -54% |
| BCBS | Traditional | $602.26 | ↓ -54% |
| OHA Network | MissouriWCOMP | $654.63 | ↓ -50% |
| Aetna | NATIONALNAP | $667.72 | ↓ -49% |
| Multiplan | PrimaryNetwork | $693.91 | ↓ -47% |
| CorVel Corporation | MOWC | $851.02 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $968.85 | ↓ -26% |
| Global Sports Services | WCOMP | $1,047.41 | ↓ -20% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $1,047.41 | ↓ -20% |
| CCO, Inc. | COMM | $1,112.87 | ↓ -15% |
| CCO, Inc. | WORKERSCOMPPPO | $1,112.87 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $1,178.33 | ↓ -10% |
Visitor-reported prices
Comments
#creutz-prot.,western blot at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $595.10 | $9.70 – $97.56 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $595.10 | $9.70 – $97.56 |
| SSM Health Saint Louis University Hospital | Saint Louis | $595.10 | $11.14 – $50.53 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $595.10 | $9.70 – $97.56 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $595.10 | $9.70 – $97.56 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $595.10 | $9.70 – $97.56 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $180.40 | $17.81 – $52.58 |
| Mercy Hospital Aurora | Aurora | $168.35 | $25.70 – $40.49 |