Covid-19 lab test non-cdc at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$73.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$73.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.57 with Anthem MissouriCare vs $119.04 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem MissouriCare MissouriCareMGMCD $9.57 ↓ -87%
Ambetter Commercial-Exchange $13.70 ↓ -81%
NHC Advantage MGMCD $13.99 ↓ -81%
NHC Advantage MGMCR $13.99 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $14.73 ↓ -80%
Humana EPO $15.54 ↓ -79%
Humana HMO $15.54 ↓ -79%
Humana ASO $15.54 ↓ -79%
Aetna Coventry FamilyHealthPlanMCD $16.20 ↓ -78%
BCBS FreedomNetworkSelect $16.20 ↓ -78%
United OptionsPPO $18.49 ↓ -75%
Humana POS $19.52 ↓ -73%
Humana PPO $19.52 ↓ -73%
BCBS PC $21.36 ↓ -71%
BCBS FreedomNetwork $21.36 ↓ -71%
BCBS Preferred-CareBlue(PPO) $22.09 ↓ -70%
BCBS Blue-Care(HMO) $22.09 ↓ -70%
BCBS BlueAccess $22.09 ↓ -70%
Universal Healthcare MCR $25.78 ↓ -65%
Cigna SureFit/LocalPlus $26.01 ↓ -65%
Coventry WCOMP $29.61 ↓ -60%
Aetna FHMedicalRental $29.61 ↓ -60%
Coventry KC MO WCOMP $30.20 ↓ -59%
Cigna LocalKC $31.35 ↓ -57%
College Park Family Care Center COMM $31.67 ↓ -57%
United GlobalBenefitPlan $33.14 ↓ -55%
BCBS Traditional $33.88 ↓ -54%
BCBS Participating $33.88 ↓ -54%
OHA Network MissouriWCOMP $36.83 ↓ -50%
Aetna NATIONALNAP $37.56 ↓ -49%
Cigna Comm $39.02 ↓ -47%
Multiplan PrimaryNetwork $39.03 ↓ -47%
United KSMGMCD $43.61 ↓ -41%
HealthyBlue MGMCD $44.48 ↓ -40%
Sunflower State Health Plan MCD $44.92 ↓ -39%
Amerigroup MGMCD $45.35 ↓ -38%
Unicare MGMCD $45.35 ↓ -38%
Home State Health Plan MCD $45.79 ↓ -38%
CorVel Corporation MOWC $47.87 ↓ -35%
BCBS TRICARE $49.35 ↓ -33%
BCBS MCRPPO $50.80 ↓ -31%
BCBS MCRHMO $50.80 ↓ -31%
Coventry MedicareAdvantage $50.80 ↓ -31%
Humana MGMCRPPO $51.31 ↓ -30%
Humana PFFS $51.31 ↓ -30%
Humana MGMCRHMO $51.31 ↓ -30%
Devoted Health MGMCR $51.31 ↓ -30%
United VACCN $51.31 ↓ -30%
United AllPayerAppendix $51.31 ↓ -30%
Cigna HealthspringMGMCR $52.34 ↓ -29%
Wellcare MCR $52.34 ↓ -29%
United MGMCR $52.34 ↓ -29%
Celtic MCR $52.34 ↓ -29%
Multiplan ComplimentaryNetwork $54.50 ↓ -26%
Pyramid Life MCR $54.90 ↓ -25%
Multiplan WCOMPMissouri $58.92 ↓ -20%
Global Sports Services WCOMP $58.92 ↓ -20%
Evernorth (Cigna) Behavioral Health COMMBH $58.92 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $62.60 ↓ -15%
CCO, Inc. COMM $62.60 ↓ -15%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $66.29 ↓ -10%
Aetna IVLHIX $69.27 ↓ -6%
Aetna KCCarePlus $72.35 ↓ -2%
United MOMGMCD $74.14 ↑ +1%
Oscar HIX $77.99 ↑ +6%
Aetna Local $96.98 ↑ +32%
Aetna National $119.04 ↑ +62%

Visitor-reported prices

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Covid-19 lab test non-cdc at other Missouri hospitals

Hospital City Cash price Negotiated range
LAFAYETTE REGIONAL HEALTH CENTER Lexington $64.71 $43.61 – $45.35
RESEARCH MEDICAL CENTER Kansas City $73.73 $26.01 – $77.99
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis not published $51.31 – $52.18
SSM Health DePaul Hospital - St. Louis Bridgeton not published $51.31 – $52.18
SSM Health Saint Louis University Hospital Saint Louis not published $50.28 – $52.85
SSM Health St. Joseph Hospital- Wentzville Wentzville not published $51.31 – $53.58
SSM Health St. Joseph Hospital - St. Charles Saint Charles not published $51.31 – $52.18
SSM Health St. Mary's Hospital - St. Louis Richmond Heights not published $51.31 – $52.18

All Missouri hospitals for this procedure →