Consultation/report referred slides prepared elsewhere at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$980.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$980.73
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.54 with Aetna Coventry vs $882.66 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna Coventry | FamilyHealthPlanMCD | $31.54 | ↓ -97% |
| United | AllPayerAppendix | $33.84 | ↓ -97% |
| Cigna | SureFit/LocalPlus | $40.51 | ↓ -96% |
| Cigna | LocalKC | $48.81 | ↓ -95% |
| Cigna | Comm | $60.76 | ↓ -94% |
| United | KSMGMCD | $76.51 | ↓ -92% |
| HealthyBlue | MGMCD | $78.04 | ↓ -92% |
| Sunflower State Health Plan | MCD | $78.81 | ↓ -92% |
| Unicare | MGMCD | $79.57 | ↓ -92% |
| Amerigroup | MGMCD | $79.57 | ↓ -92% |
| Home State Health Plan | MCD | $80.34 | ↓ -92% |
| Anthem MissouriCare | MissouriCareMGMCD | $127.49 | ↓ -87% |
| United | MOMGMCD | $130.07 | ↓ -87% |
| BCBS | Preferred-CareBlue(PPO) | $130.89 | ↓ -87% |
| BCBS | Blue-Care(HMO) | $130.89 | ↓ -87% |
| BCBS | BlueAccess | $130.89 | ↓ -87% |
| Multiplan | WCOMPMissouri | $151.58 | ↓ -85% |
| CorVel Corporation | KSWC | $180.01 | ↓ -82% |
| Ambetter | Commercial-Exchange | $182.42 | ↓ -81% |
| Multiplan | WCOMPKansas | $184.74 | ↓ -81% |
| NHC Advantage | MGMCD | $186.34 | ↓ -81% |
| Oscar | HIX | $186.34 | ↓ -81% |
| NHC Advantage | MGMCR | $186.34 | ↓ -81% |
| OHA Network | KansasWCOMP | $187.59 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $196.15 | ↓ -80% |
| Humana | HMO | $206.93 | ↓ -79% |
| Humana | EPO | $206.93 | ↓ -79% |
| Humana | ASO | $206.93 | ↓ -79% |
| BCBS | FreedomNetworkSelect | $215.76 | ↓ -78% |
| United | OptionsPPO | $246.16 | ↓ -75% |
| Humana | POS | $259.89 | ↓ -74% |
| Humana | PPO | $259.89 | ↓ -74% |
| BCBS | FreedomNetwork | $284.41 | ↓ -71% |
| BCBS | PC | $284.41 | ↓ -71% |
| Aetna | IVLHIX | $300.10 | ↓ -69% |
| Aetna | KCCarePlus | $322.66 | ↓ -67% |
| Universal Healthcare | MCR | $343.26 | ↓ -65% |
| Aetna | Local | $385.43 | ↓ -61% |
| Coventry | WCOMP | $394.25 | ↓ -60% |
| Aetna | FHMedicalRental | $394.25 | ↓ -60% |
| Coventry KC MO | WCOMP | $402.10 | ↓ -59% |
| College Park Family Care Center | COMM | $421.71 | ↓ -57% |
| United | GlobalBenefitPlan | $441.33 | ↓ -55% |
| BCBS | Participating | $451.14 | ↓ -54% |
| BCBS | Traditional | $451.14 | ↓ -54% |
| Aetna | National | $471.73 | ↓ -52% |
| OHA Network | MissouriWCOMP | $490.37 | ↓ -50% |
| Aetna | NATIONALNAP | $500.17 | ↓ -49% |
| Multiplan | PrimaryNetwork | $519.79 | ↓ -47% |
| CorVel Corporation | MOWC | $637.47 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $725.74 | ↓ -26% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $784.58 | ↓ -20% |
| Global Sports Services | WCOMP | $784.58 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $833.62 | ↓ -15% |
| CCO, Inc. | COMM | $833.62 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $882.66 | ↓ -10% |
Visitor-reported prices
Comments
Consultation/report referred slides prepared elsewhere at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $154.00 | $33.84 – $291.45 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $154.00 | $33.84 – $291.45 |
| SSM Health Saint Louis University Hospital | Saint Louis | $69.85 | $33.84 – $150.96 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $154.00 | $33.84 – $291.45 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $154.00 | $33.84 – $291.45 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $154.00 | $33.84 – $291.45 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $120.45 | $30.46 – $67.34 |
| Mercy Hospital Aurora | Aurora | $182.00 | $38.57 – $76.51 |