Compatibility test each unit electronic at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.41 with Cigna vs $611.44 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $0.41 | — |
| Cigna | LocalKC | $0.50 | — |
| Cigna | Comm | $0.62 | — |
| Humana | POS | $31.62 | — |
| Humana | ASO | $31.62 | — |
| Humana | HMO | $31.62 | — |
| Humana | PPO | $31.62 | — |
| Humana | EPO | $31.62 | — |
| Multiplan | WCOMPMissouri | $42.57 | — |
| CorVel Corporation | KSWC | $50.55 | — |
| Multiplan | WCOMPKansas | $51.88 | — |
| OHA Network | KansasWCOMP | $52.68 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $88.32 | — |
| Ambetter | Commercial-Exchange | $126.36 | — |
| NHC Advantage | MGMCD | $129.08 | — |
| Oscar | HIX | $129.08 | — |
| NHC Advantage | MGMCR | $129.08 | — |
| United | KSMGMCD | $129.47 | — |
| HealthyBlue | MGMCD | $132.06 | — |
| Sunflower State Health Plan | MCD | $133.35 | — |
| Amerigroup | MGMCD | $134.65 | — |
| Unicare | MGMCD | $134.65 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $135.88 | — |
| Home State Health Plan | MCD | $135.94 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $138.95 | — |
| United | AllPayerAppendix | $149.16 | — |
| BCBS | FreedomNetworkSelect | $149.46 | — |
| United | OptionsPPO | $170.52 | — |
| BCBS | PC | $197.02 | — |
| BCBS | FreedomNetwork | $197.02 | — |
| Aetna | IVLHIX | $207.89 | — |
| United | MOMGMCD | $220.10 | — |
| Aetna | KCCarePlus | $223.52 | — |
| Universal Healthcare | MCR | $237.78 | — |
| Aetna | Local | $267.00 | — |
| Aetna | FHMedicalRental | $273.11 | — |
| Coventry | WCOMP | $273.11 | — |
| Coventry KC MO | WCOMP | $278.55 | — |
| BCBS | Blue-Care(HMO) | $290.93 | — |
| BCBS | Preferred-CareBlue(PPO) | $290.93 | — |
| BCBS | BlueAccess | $290.93 | — |
| College Park Family Care Center | COMM | $292.13 | — |
| United | GlobalBenefitPlan | $305.72 | — |
| BCBS | Traditional | $312.51 | — |
| BCBS | Participating | $312.51 | — |
| Aetna | National | $326.78 | — |
| OHA Network | MissouriWCOMP | $339.69 | — |
| Aetna | NATIONALNAP | $346.48 | — |
| Multiplan | PrimaryNetwork | $360.07 | — |
| CorVel Corporation | MOWC | $441.60 | — |
| Multiplan | ComplimentaryNetwork | $502.74 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $543.50 | — |
| Global Sports Services | WCOMP | $543.50 | — |
| CCO, Inc. | COMM | $577.47 | — |
| CCO, Inc. | WORKERSCOMPPPO | $577.47 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $611.44 | — |
Visitor-reported prices
Comments
Compatibility test each unit electronic at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $89.10 | $27.15 – $204.77 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $89.10 | $27.15 – $204.77 |
| SSM Health Saint Louis University Hospital | Saint Louis | $175.45 | $31.18 – $204.77 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $89.10 | $27.15 – $149.16 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $89.10 | $27.15 – $204.77 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $89.10 | $27.15 – $204.77 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $291.50 | $31.32 – $307.16 |
| Mercy Hospital Lincoln | Troy | $124.15 | $17.54 – $224.98 |