Chromosome analysis 5 at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$932.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$932.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$121.16 with Anthem MissouriCare vs $838.80 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem MissouriCare MissouriCareMGMCD $121.16 ↓ -87%
Cigna SureFit/LocalPlus $134.02 ↓ -86%
Cigna LocalKC $161.51 ↓ -83%
Ambetter Commercial-Exchange $173.35 ↓ -81%
NHC Advantage MGMCD $177.08 ↓ -81%
NHC Advantage MGMCR $177.08 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $186.40 ↓ -80%
Cigna Comm $201.03 ↓ -78%
BCBS FreedomNetworkSelect $205.04 ↓ -78%
United OptionsPPO $233.93 ↓ -75%
United KSMGMCD $244.25 ↓ -74%
HealthyBlue MGMCD $249.13 ↓ -73%
Aetna Coventry FamilyHealthPlanMCD $249.81 ↓ -73%
Sunflower State Health Plan MCD $251.58 ↓ -73%
Amerigroup MGMCD $254.02 ↓ -73%
Unicare MGMCD $254.02 ↓ -73%
BCBS TRICARE $254.24 ↓ -73%
Home State Health Plan MCD $256.46 ↓ -72%
BCBS MCRPPO $261.70 ↓ -72%
Coventry MedicareAdvantage $261.70 ↓ -72%
BCBS MCRHMO $261.70 ↓ -72%
Devoted Health MGMCR $264.34 ↓ -72%
Humana PFFS $264.34 ↓ -72%
Humana MGMCRHMO $264.34 ↓ -72%
Humana MGMCRPPO $264.34 ↓ -72%
United VACCN $264.34 ↓ -72%
United AllPayerAppendix $264.34 ↓ -72%
Wellcare MCR $269.63 ↓ -71%
Celtic MCR $269.63 ↓ -71%
Cigna HealthspringMGMCR $269.63 ↓ -71%
United MGMCR $269.63 ↓ -71%
BCBS FreedomNetwork $270.28 ↓ -71%
BCBS PC $270.28 ↓ -71%
Pyramid Life MCR $282.84 ↓ -70%
Universal Healthcare MCR $326.20 ↓ -65%
BCBS Preferred-CareBlue(PPO) $346.13 ↓ -63%
BCBS BlueAccess $346.13 ↓ -63%
BCBS Blue-Care(HMO) $346.13 ↓ -63%
Aetna IVLHIX $356.86 ↓ -62%
Aetna KCCarePlus $372.72 ↓ -60%
Aetna FHMedicalRental $374.66 ↓ -60%
Coventry WCOMP $374.66 ↓ -60%
Multiplan WCOMPMissouri $381.03 ↓ -59%
Coventry KC MO WCOMP $382.12 ↓ -59%
College Park Family Care Center COMM $400.76 ↓ -57%
Oscar HIX $401.80 ↓ -57%
United MOMGMCD $415.22 ↓ -55%
United GlobalBenefitPlan $419.40 ↓ -55%
BCBS Participating $428.72 ↓ -54%
BCBS Traditional $428.72 ↓ -54%
Humana ASO $432.51 ↓ -54%
Humana POS $432.51 ↓ -54%
Humana HMO $432.51 ↓ -54%
Humana EPO $432.51 ↓ -54%
Humana PPO $432.51 ↓ -54%
CorVel Corporation KSWC $452.48 ↓ -51%
Multiplan WCOMPKansas $464.38 ↓ -50%
OHA Network MissouriWCOMP $466.00 ↓ -50%
OHA Network KansasWCOMP $471.53 ↓ -49%
Aetna NATIONALNAP $475.32 ↓ -49%
Multiplan PrimaryNetwork $493.96 ↓ -47%
Aetna Local $499.60 ↓ -46%
CorVel Corporation MOWC $605.80 ↓ -35%
Aetna National $613.27 ↓ -34%
Multiplan ComplimentaryNetwork $689.68 ↓ -26%
Evernorth (Cigna) Behavioral Health COMMBH $745.60 ↓ -20%
Global Sports Services WCOMP $745.60 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $792.20 ↓ -15%
CCO, Inc. COMM $792.20 ↓ -15%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $838.80 ↓ -10%

Visitor-reported prices

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Chromosome analysis 5 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $447.70 $251.16 – $882.90
SSM Health DePaul Hospital - St. Louis Bridgeton $447.70 $251.16 – $882.90
SSM Health Saint Louis University Hospital Saint Louis $462.55 $259.05 – $457.31
SSM Health St. Joseph Hospital- Wentzville Wentzville $447.70 $251.16 – $882.90
SSM Health St. Joseph Hospital - St. Charles Saint Charles $447.70 $251.16 – $882.90
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $447.70 $251.16 – $882.90
SSM Health St. Clare Hospital - Fenton Fenton $447.70 $251.16 – $882.90
SSM Health Cardinal Glennon Children's Hospital Saint Louis $550.00 $245.34 – $516.09

All Missouri hospitals for this procedure →