Chromosome analysis 45 at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$4,167.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,167.19
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$76.20 with Cigna vs $3,750.47 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $76.20 | ↓ -98% |
| Cigna | LocalKC | $91.83 | ↓ -98% |
| Cigna | Comm | $114.30 | ↓ -97% |
| Aetna Coventry | FamilyHealthPlanMCD | $142.02 | ↓ -97% |
| BCBS | TRICARE | $144.55 | ↓ -97% |
| BCBS | MCRHMO | $148.79 | ↓ -96% |
| BCBS | MCRPPO | $148.79 | ↓ -96% |
| Coventry | MedicareAdvantage | $148.79 | ↓ -96% |
| United | AllPayerAppendix | $150.29 | ↓ -96% |
| Devoted Health | MGMCR | $150.29 | ↓ -96% |
| Humana | PFFS | $150.29 | ↓ -96% |
| Humana | MGMCRHMO | $150.29 | ↓ -96% |
| Humana | MGMCRPPO | $150.29 | ↓ -96% |
| United | KSMGMCD | $150.29 | ↓ -96% |
| United | VACCN | $150.29 | ↓ -96% |
| Cigna | HealthspringMGMCR | $153.30 | ↓ -96% |
| HealthyBlue | MGMCD | $153.30 | ↓ -96% |
| Celtic | MCR | $153.30 | ↓ -96% |
| United | MGMCR | $153.30 | ↓ -96% |
| Wellcare | MCR | $153.30 | ↓ -96% |
| Sunflower State Health Plan | MCD | $154.80 | ↓ -96% |
| Amerigroup | MGMCD | $156.30 | ↓ -96% |
| Unicare | MGMCD | $156.30 | ↓ -96% |
| Home State Health Plan | MCD | $157.80 | ↓ -96% |
| Pyramid Life | MCR | $160.81 | ↓ -96% |
| Aetna | IVLHIX | $202.89 | ↓ -95% |
| Aetna | KCCarePlus | $211.91 | ↓ -95% |
| Oscar | HIX | $228.44 | ↓ -95% |
| United | MOMGMCD | $255.49 | ↓ -94% |
| Multiplan | WCOMPMissouri | $267.34 | ↓ -94% |
| Aetna | Local | $284.05 | ↓ -93% |
| BCBS | Preferred-CareBlue(PPO) | $294.31 | ↓ -93% |
| BCBS | Blue-Care(HMO) | $294.31 | ↓ -93% |
| BCBS | BlueAccess | $294.31 | ↓ -93% |
| CorVel Corporation | KSWC | $317.47 | ↓ -92% |
| Multiplan | WCOMPKansas | $325.83 | ↓ -92% |
| OHA Network | KansasWCOMP | $330.84 | ↓ -92% |
| Aetna | National | $348.68 | ↓ -92% |
| Humana | POS | $367.76 | ↓ -91% |
| Humana | ASO | $367.76 | ↓ -91% |
| Humana | HMO | $367.76 | ↓ -91% |
| Humana | EPO | $367.76 | ↓ -91% |
| Humana | PPO | $367.76 | ↓ -91% |
| Anthem MissouriCare | MissouriCareMGMCD | $541.73 | ↓ -87% |
| Ambetter | Commercial-Exchange | $775.10 | ↓ -81% |
| NHC Advantage | MGMCD | $791.77 | ↓ -81% |
| NHC Advantage | MGMCR | $791.77 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $833.44 | ↓ -80% |
| BCBS | FreedomNetworkSelect | $916.78 | ↓ -78% |
| United | OptionsPPO | $1,045.96 | ↓ -75% |
| BCBS | PC | $1,208.49 | ↓ -71% |
| BCBS | FreedomNetwork | $1,208.49 | ↓ -71% |
| Universal Healthcare | MCR | $1,458.52 | ↓ -65% |
| Aetna | FHMedicalRental | $1,675.21 | ↓ -60% |
| Coventry | WCOMP | $1,675.21 | ↓ -60% |
| Coventry KC MO | WCOMP | $1,708.55 | ↓ -59% |
| College Park Family Care Center | COMM | $1,791.89 | ↓ -57% |
| United | GlobalBenefitPlan | $1,875.24 | ↓ -55% |
| BCBS | Participating | $1,916.91 | ↓ -54% |
| BCBS | Traditional | $1,916.91 | ↓ -54% |
| OHA Network | MissouriWCOMP | $2,083.59 | ↓ -50% |
| Aetna | NATIONALNAP | $2,125.27 | ↓ -49% |
| Multiplan | PrimaryNetwork | $2,208.61 | ↓ -47% |
| CorVel Corporation | MOWC | $2,708.67 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $3,083.72 | ↓ -26% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $3,333.75 | ↓ -20% |
| Global Sports Services | WCOMP | $3,333.75 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $3,542.11 | ↓ -15% |
| CCO, Inc. | COMM | $3,542.11 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $3,750.47 | ↓ -10% |
Visitor-reported prices
Comments
Chromosome analysis 45 at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health Cardinal Glennon Children's Hospital | Saint Louis | $584.10 | $150.29 – $293.18 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $2,517.61 | $76.20 – $330.84 |
| RESEARCH MEDICAL CENTER | Kansas City | $2,476.87 | $76.20 – $330.84 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $150.29 – $619.70 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $150.29 – $619.70 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $147.28 – $320.98 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $150.29 – $619.70 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | not published | $150.29 – $619.70 |