Chromosome analysis 20-25 at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$87.80 with Cigna vs $401.75 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $87.80 | — |
| Cigna | LocalKC | $105.81 | — |
| Cigna | Comm | $131.70 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $163.64 | — |
| BCBS | TRICARE | $166.55 | — |
| Coventry | MedicareAdvantage | $171.44 | — |
| BCBS | MCRHMO | $171.44 | — |
| BCBS | MCRPPO | $171.44 | — |
| Humana | MGMCRPPO | $173.17 | — |
| Devoted Health | MGMCR | $173.17 | — |
| United | VACCN | $173.17 | — |
| Humana | PFFS | $173.17 | — |
| United | AllPayerAppendix | $173.17 | — |
| United | KSMGMCD | $173.17 | — |
| Humana | MGMCRHMO | $173.17 | — |
| BCBS | Blue-Care(HMO) | $175.05 | — |
| BCBS | Preferred-CareBlue(PPO) | $175.05 | — |
| BCBS | BlueAccess | $175.05 | — |
| Cigna | HealthspringMGMCR | $176.63 | — |
| Celtic | MCR | $176.63 | — |
| HealthyBlue | MGMCD | $176.63 | — |
| Wellcare | MCR | $176.63 | — |
| United | MGMCR | $176.63 | — |
| Sunflower State Health Plan | MCD | $178.37 | — |
| Unicare | MGMCD | $180.10 | — |
| Amerigroup | MGMCD | $180.10 | — |
| Home State Health Plan | MCD | $181.83 | — |
| Pyramid Life | MCR | $185.29 | — |
| Humana | PPO | $218.73 | — |
| Humana | EPO | $218.73 | — |
| Humana | HMO | $218.73 | — |
| Humana | POS | $218.73 | — |
| Humana | ASO | $218.73 | — |
| Aetna | IVLHIX | $233.78 | — |
| Aetna | KCCarePlus | $244.17 | — |
| Oscar | HIX | $263.22 | — |
| United | MOMGMCD | $294.39 | — |
| Multiplan | WCOMPMissouri | $308.36 | — |
| Aetna | Local | $327.29 | — |
| CorVel Corporation | KSWC | $366.18 | — |
| Multiplan | WCOMPKansas | $375.81 | — |
| OHA Network | KansasWCOMP | $381.60 | — |
| Aetna | National | $401.75 | — |
Visitor-reported prices
Comments
Chromosome analysis 20-25 at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $173.17 – $714.09 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $173.17 – $714.09 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $169.71 – $369.87 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $173.17 – $714.09 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | not published | $173.17 – $714.09 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | not published | $173.17 – $714.09 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | not published | $155.85 – $311.71 |
| SSM Health St. Clare Hospital - Fenton | Fenton | not published | $173.17 – $714.09 |