Chromogenic substrate assay at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$759.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$759.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.03 with Cigna vs $683.28 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $6.03 | ↓ -99% |
| Cigna | LocalKC | $7.27 | ↓ -99% |
| Cigna | Comm | $9.04 | ↓ -99% |
| Aetna Coventry | FamilyHealthPlanMCD | $11.23 | ↓ -99% |
| BCBS | TRICARE | $11.44 | ↓ -98% |
| BCBS | MCRPPO | $11.77 | ↓ -98% |
| Coventry | MedicareAdvantage | $11.77 | ↓ -98% |
| BCBS | MCRHMO | $11.77 | ↓ -98% |
| Devoted Health | MGMCR | $11.89 | ↓ -98% |
| Humana | PFFS | $11.89 | ↓ -98% |
| Humana | MGMCRHMO | $11.89 | ↓ -98% |
| Humana | MGMCRPPO | $11.89 | ↓ -98% |
| United | VACCN | $11.89 | ↓ -98% |
| United | AllPayerAppendix | $11.89 | ↓ -98% |
| Wellcare | MCR | $12.13 | ↓ -98% |
| Celtic | MCR | $12.13 | ↓ -98% |
| Cigna | HealthspringMGMCR | $12.13 | ↓ -98% |
| United | MGMCR | $12.13 | ↓ -98% |
| Pyramid Life | MCR | $12.72 | ↓ -98% |
| Aetna | IVLHIX | $16.05 | ↓ -98% |
| Aetna | KCCarePlus | $16.76 | ↓ -98% |
| Oscar | HIX | $18.07 | ↓ -98% |
| Multiplan | WCOMPMissouri | $21.28 | ↓ -97% |
| Aetna | Local | $22.47 | ↓ -97% |
| BCBS | Preferred-CareBlue(PPO) | $23.30 | ↓ -97% |
| BCBS | BlueAccess | $23.30 | ↓ -97% |
| BCBS | Blue-Care(HMO) | $23.30 | ↓ -97% |
| CorVel Corporation | KSWC | $25.27 | ↓ -97% |
| Multiplan | WCOMPKansas | $25.94 | ↓ -97% |
| OHA Network | KansasWCOMP | $26.33 | ↓ -97% |
| Aetna | National | $27.58 | ↓ -96% |
| Humana | HMO | $29.11 | ↓ -96% |
| Humana | EPO | $29.11 | ↓ -96% |
| Humana | ASO | $29.11 | ↓ -96% |
| Humana | POS | $29.11 | ↓ -96% |
| Humana | PPO | $29.11 | ↓ -96% |
| Anthem MissouriCare | MissouriCareMGMCD | $98.70 | ↓ -87% |
| Ambetter | Commercial-Exchange | $141.21 | ↓ -81% |
| NHC Advantage | MGMCR | $144.25 | ↓ -81% |
| NHC Advantage | MGMCD | $144.25 | ↓ -81% |
| HealthyBlue | MGMCD | $151.84 | ↓ -80% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $151.84 | ↓ -80% |
| BCBS | FreedomNetworkSelect | $167.02 | ↓ -78% |
| United | OptionsPPO | $190.56 | ↓ -75% |
| BCBS | PC | $220.17 | ↓ -71% |
| BCBS | FreedomNetwork | $220.17 | ↓ -71% |
| Universal Healthcare | MCR | $265.72 | ↓ -65% |
| Coventry | WCOMP | $305.20 | ↓ -60% |
| Aetna | FHMedicalRental | $305.20 | ↓ -60% |
| Coventry KC MO | WCOMP | $311.27 | ↓ -59% |
| College Park Family Care Center | COMM | $326.46 | ↓ -57% |
| United | GlobalBenefitPlan | $341.64 | ↓ -55% |
| BCBS | Traditional | $349.23 | ↓ -54% |
| BCBS | Participating | $349.23 | ↓ -54% |
| OHA Network | MissouriWCOMP | $379.60 | ↓ -50% |
| Aetna | NATIONALNAP | $387.19 | ↓ -49% |
| Multiplan | PrimaryNetwork | $402.38 | ↓ -47% |
| CorVel Corporation | MOWC | $493.48 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $561.81 | ↓ -26% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $607.36 | ↓ -20% |
| Global Sports Services | WCOMP | $607.36 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $645.32 | ↓ -15% |
| CCO, Inc. | COMM | $645.32 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $683.28 | ↓ -10% |
Visitor-reported prices
Comments
Chromogenic substrate assay at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Aurora | Aurora | $177.45 | $8.90 – $16.48 |
| Mercy Hospital Lincoln | Troy | $202.80 | $11.89 – $16.85 |
| Mercy Hospital Carthage | Carthage | $196.30 | $10.58 – $44.03 |
| Mercy Orthopedic Hospital Springfield | Ozark | $408.20 | $8.90 – $69.57 |
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $318.55 | $6.03 – $26.33 |
| RESEARCH PSYCHIATRIC CENTER | Kansas City | $360.50 | $6.03 – $29.11 |
| LAFAYETTE REGIONAL HEALTH CENTER | Lexington | $440.33 | $11.23 – $26.33 |
| RESEARCH MEDICAL CENTER | Kansas City | $782.64 | $6.03 – $26.33 |