#cf-97variants at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$489.74
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$489.74
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$63.67 with Anthem MissouriCare vs $1,291.31 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem MissouriCare | MissouriCareMGMCD | $63.67 | ↓ -87% |
| Ambetter | Commercial-Exchange | $91.09 | ↓ -81% |
| NHC Advantage | MGMCR | $93.05 | ↓ -81% |
| NHC Advantage | MGMCD | $93.05 | ↓ -81% |
| HealthyBlue | MGMCD | $97.95 | ↓ -80% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $97.95 | ↓ -80% |
| Humana | HMO | $103.34 | ↓ -79% |
| Humana | ASO | $103.34 | ↓ -79% |
| Humana | EPO | $103.34 | ↓ -79% |
| BCBS | FreedomNetworkSelect | $107.74 | ↓ -78% |
| United | OptionsPPO | $122.92 | ↓ -75% |
| Humana | POS | $129.78 | ↓ -74% |
| Humana | PPO | $129.78 | ↓ -74% |
| BCBS | FreedomNetwork | $142.02 | ↓ -71% |
| BCBS | PC | $142.02 | ↓ -71% |
| BCBS | Preferred-CareBlue(PPO) | $146.92 | ↓ -70% |
| BCBS | BlueAccess | $146.92 | ↓ -70% |
| BCBS | Blue-Care(HMO) | $146.92 | ↓ -70% |
| Universal Healthcare | MCR | $171.41 | ↓ -65% |
| Aetna | FHMedicalRental | $196.88 | ↓ -60% |
| Coventry | WCOMP | $196.88 | ↓ -60% |
| Coventry KC MO | WCOMP | $200.79 | ↓ -59% |
| College Park Family Care Center | COMM | $210.59 | ↓ -57% |
| United | GlobalBenefitPlan | $220.38 | ↓ -55% |
| BCBS | Participating | $225.28 | ↓ -54% |
| BCBS | Traditional | $225.28 | ↓ -54% |
| OHA Network | MissouriWCOMP | $244.87 | ↓ -50% |
| Aetna | NATIONALNAP | $249.77 | ↓ -49% |
| Multiplan | PrimaryNetwork | $259.56 | ↓ -47% |
| Cigna | SureFit/LocalPlus | $282.20 | ↓ -42% |
| CorVel Corporation | MOWC | $318.33 | ↓ -35% |
| Cigna | LocalKC | $340.08 | ↓ -31% |
| Multiplan | ComplimentaryNetwork | $362.41 | ↓ -26% |
| Global Sports Services | WCOMP | $391.79 | ↓ -20% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $391.79 | ↓ -20% |
| CCO, Inc. | COMM | $416.28 | ↓ -15% |
| CCO, Inc. | WORKERSCOMPPPO | $416.28 | ↓ -15% |
| Cigna | Comm | $423.29 | ↓ -14% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $440.77 | ↓ -10% |
| Aetna Coventry | FamilyHealthPlanMCD | $525.99 | ↑ +7% |
| BCBS | TRICARE | $535.34 | ↑ +9% |
| BCBS | MCRHMO | $551.03 | ↑ +13% |
| BCBS | MCRPPO | $551.03 | ↑ +13% |
| Coventry | MedicareAdvantage | $551.03 | ↑ +13% |
| Humana | MGMCRHMO | $556.60 | ↑ +14% |
| Devoted Health | MGMCR | $556.60 | ↑ +14% |
| Humana | MGMCRPPO | $556.60 | ↑ +14% |
| Humana | PFFS | $556.60 | ↑ +14% |
| United | VACCN | $556.60 | ↑ +14% |
| United | AllPayerAppendix | $556.60 | ↑ +14% |
| Cigna | HealthspringMGMCR | $567.73 | ↑ +16% |
| United | MGMCR | $567.73 | ↑ +16% |
| Celtic | MCR | $567.73 | ↑ +16% |
| Wellcare | MCR | $567.73 | ↑ +16% |
| Pyramid Life | MCR | $595.56 | ↑ +22% |
| Aetna | IVLHIX | $751.41 | ↑ +53% |
| Aetna | KCCarePlus | $784.80 | ↑ +60% |
| Multiplan | WCOMPMissouri | $802.56 | ↑ +64% |
| Oscar | HIX | $846.03 | ↑ +73% |
| CorVel Corporation | KSWC | $953.04 | ↑ +95% |
| Multiplan | WCOMPKansas | $978.12 | ↑ +100% |
| OHA Network | KansasWCOMP | $993.17 | ↑ +103% |
| Aetna | Local | $1,051.97 | ↑ +115% |
| Aetna | National | $1,291.31 | ↑ +164% |
Visitor-reported prices
Comments
#cf-97variants at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $549.45 | $556.60 – $1,859.04 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $549.45 | $556.60 – $1,859.04 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $549.45 | $556.60 – $1,859.04 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $549.45 | $556.60 – $1,859.04 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $549.45 | $556.60 – $1,859.04 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $1,970.65 | $500.94 – $1,001.88 |
| Mercy Hospital Aurora | Aurora | $488.80 | $372.00 – $771.45 |
| Mercy Hospital Lincoln | Troy | $500.50 | $208.89 – $771.45 |