Cell marker study at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.29 with Aetna Coventry vs $1,271.09 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna Coventry | FamilyHealthPlanMCD | $46.29 | — |
| United | AllPayerAppendix | $49.76 | — |
| Cigna | SureFit/LocalPlus | $64.75 | — |
| Cigna | LocalKC | $78.03 | — |
| United | KSMGMCD | $82.47 | — |
| HealthyBlue | MGMCD | $84.12 | — |
| Sunflower State Health Plan | MCD | $84.94 | — |
| Unicare | MGMCD | $85.77 | — |
| Amerigroup | MGMCD | $85.77 | — |
| Home State Health Plan | MCD | $86.59 | — |
| Cigna | Comm | $97.12 | — |
| Humana | EPO | $117.70 | — |
| Humana | POS | $117.70 | — |
| Humana | PPO | $117.70 | — |
| Humana | HMO | $117.70 | — |
| Humana | ASO | $117.70 | — |
| Multiplan | WCOMPMissouri | $134.46 | — |
| United | MOMGMCD | $140.20 | — |
| CorVel Corporation | KSWC | $159.67 | — |
| Multiplan | WCOMPKansas | $163.87 | — |
| OHA Network | KansasWCOMP | $166.39 | — |
| BCBS | BlueAccess | $171.02 | — |
| BCBS | Blue-Care(HMO) | $171.02 | — |
| BCBS | Preferred-CareBlue(PPO) | $171.02 | — |
| Anthem MissouriCare | MissouriCareMGMCD | $183.60 | — |
| Ambetter | Commercial-Exchange | $262.69 | — |
| Oscar | HIX | $268.34 | — |
| NHC Advantage | MGMCR | $268.34 | — |
| NHC Advantage | MGMCD | $268.34 | — |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $282.46 | — |
| BCBS | FreedomNetworkSelect | $310.71 | — |
| United | OptionsPPO | $354.49 | — |
| BCBS | FreedomNetwork | $409.57 | — |
| BCBS | PC | $409.57 | — |
| Aetna | IVLHIX | $432.17 | — |
| Aetna | KCCarePlus | $464.65 | — |
| Universal Healthcare | MCR | $494.31 | — |
| Aetna | Local | $555.04 | — |
| Coventry | WCOMP | $567.75 | — |
| Aetna | FHMedicalRental | $567.75 | — |
| Coventry KC MO | WCOMP | $579.05 | — |
| College Park Family Care Center | COMM | $607.30 | — |
| United | GlobalBenefitPlan | $635.54 | — |
| BCBS | Participating | $649.67 | — |
| BCBS | Traditional | $649.67 | — |
| Aetna | National | $679.33 | — |
| OHA Network | MissouriWCOMP | $706.16 | — |
| Aetna | NATIONALNAP | $720.28 | — |
| Multiplan | PrimaryNetwork | $748.53 | — |
| CorVel Corporation | MOWC | $918.01 | — |
| Multiplan | ComplimentaryNetwork | $1,045.12 | — |
| Evernorth (Cigna) Behavioral Health | COMMBH | $1,129.86 | — |
| Global Sports Services | WCOMP | $1,129.86 | — |
| CCO, Inc. | WORKERSCOMPPPO | $1,200.47 | — |
| CCO, Inc. | COMM | $1,200.47 | — |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $1,271.09 | — |
Visitor-reported prices
Comments
Cell marker study at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $116.05 | $49.76 – $299.00 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $116.05 | $49.76 – $299.00 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $116.05 | $49.76 – $299.00 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $116.05 | $49.76 – $299.00 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $116.05 | $49.76 – $299.00 |
| Mercy Hospital Lincoln | Troy | $206.05 | $51.63 – $147.81 |
| SSM Health St. Clare Hospital - Fenton | Fenton | $116.05 | $49.76 – $299.00 |
| SSM Health Cardinal Glennon Children's Hospital | Saint Louis | $172.70 | $49.76 – $215.92 |