Brain image < 4 views at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.00 with Global Sports Services vs $848.52 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Global Sports Services | WCOMP | $25.00 | — |
| Multiplan | WCOMPMissouri | $221.18 | — |
| CorVel Corporation | KSWC | $262.66 | — |
| Multiplan | WCOMPKansas | $269.57 | — |
| OHA Network | KansasWCOMP | $273.72 | — |
| BCBS | BlueAccess | $284.17 | — |
| BCBS | Blue-Care(HMO) | $284.17 | — |
| BCBS | Preferred-CareBlue(PPO) | $284.17 | — |
| Humana | ASO | $285.29 | — |
| Humana | EPO | $285.29 | — |
| Humana | HMO | $285.29 | — |
| Aetna Coventry | FamilyHealthPlanMCD | $334.48 | — |
| Humana | PPO | $368.27 | — |
| Humana | POS | $368.27 | — |
| Cigna | SureFit/LocalPlus | $457.55 | — |
| Cigna | LocalKC | $545.40 | — |
| Cigna | Comm | $680.83 | — |
| United | AllPayerAppendix | $848.52 | — |
| Aetna | National | not published by hospital | — |
| Aetna | Local | not published by hospital | — |
| Aetna | KCCarePlus | not published by hospital | — |
| Aetna | IVLHIX | not published by hospital | — |
Visitor-reported prices
Comments
Brain image < 4 views at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospital Southeast | Cape Girardeau | $698.75 | $264.27 – $1,568.32 |
| Mercy Orthopedic Hospital Springfield | Ozark | $1,530.10 | $42.00 – $1,345.10 |
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | not published | $169.23 – $518.48 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | not published | $169.23 – $518.48 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $194.31 – $480.50 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | not published | $169.23 – $754.24 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | not published | $169.23 – $518.48 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | not published | $169.23 – $518.48 |