Bld prd mix at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$400.71
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$400.71
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$0.48 with Cigna vs $360.64 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | SureFit/LocalPlus | $0.48 | ↓ -100% |
| Cigna | LocalKC | $0.57 | ↓ -100% |
| Cigna | Comm | $0.71 | ↓ -100% |
| Humana | ASO | $36.80 | ↓ -91% |
| Humana | EPO | $36.80 | ↓ -91% |
| Humana | PPO | $36.80 | ↓ -91% |
| Humana | HMO | $36.80 | ↓ -91% |
| Humana | POS | $36.80 | ↓ -91% |
| Multiplan | WCOMPMissouri | $49.83 | ↓ -88% |
| Anthem MissouriCare | MissouriCareMGMCD | $52.09 | ↓ -87% |
| BCBS | Preferred-CareBlue(PPO) | $58.04 | ↓ -86% |
| BCBS | Blue-Care(HMO) | $58.04 | ↓ -86% |
| BCBS | BlueAccess | $58.04 | ↓ -86% |
| CorVel Corporation | KSWC | $59.18 | ↓ -85% |
| Multiplan | WCOMPKansas | $60.73 | ↓ -85% |
| OHA Network | KansasWCOMP | $61.67 | ↓ -85% |
| Ambetter | Commercial-Exchange | $74.53 | ↓ -81% |
| Oscar | HIX | $76.13 | ↓ -81% |
| NHC Advantage | MGMCD | $76.13 | ↓ -81% |
| NHC Advantage | MGMCR | $76.13 | ↓ -81% |
| WPPA ProviDrs Care Network | UnifiedHealthPlan | $80.14 | ↓ -80% |
| HealthyBlue | MGMCD | $80.14 | ↓ -80% |
| BCBS | FreedomNetworkSelect | $88.16 | ↓ -78% |
| United | OptionsPPO | $100.58 | ↓ -75% |
| BCBS | PC | $116.21 | ↓ -71% |
| BCBS | FreedomNetwork | $116.21 | ↓ -71% |
| Aetna | IVLHIX | $122.62 | ↓ -69% |
| Aetna | KCCarePlus | $131.83 | ↓ -67% |
| Aetna Coventry | FamilyHealthPlanMCD | $138.95 | ↓ -65% |
| Universal Healthcare | MCR | $140.25 | ↓ -65% |
| United | AllPayerAppendix | $149.16 | ↓ -63% |
| Aetna | Local | $157.48 | ↓ -61% |
| Coventry | WCOMP | $161.09 | ↓ -60% |
| Aetna | FHMedicalRental | $161.09 | ↓ -60% |
| Coventry KC MO | WCOMP | $164.29 | ↓ -59% |
| College Park Family Care Center | COMM | $172.31 | ↓ -57% |
| United | GlobalBenefitPlan | $180.32 | ↓ -55% |
| BCBS | Traditional | $184.33 | ↓ -54% |
| BCBS | Participating | $184.33 | ↓ -54% |
| Aetna | National | $192.74 | ↓ -52% |
| OHA Network | MissouriWCOMP | $200.35 | ↓ -50% |
| Aetna | NATIONALNAP | $204.36 | ↓ -49% |
| Multiplan | PrimaryNetwork | $212.38 | ↓ -47% |
| CorVel Corporation | MOWC | $260.46 | ↓ -35% |
| Multiplan | ComplimentaryNetwork | $296.53 | ↓ -26% |
| Global Sports Services | WCOMP | $320.57 | ↓ -20% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $320.57 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $340.60 | ↓ -15% |
| CCO, Inc. | COMM | $340.60 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $360.64 | ↓ -10% |
Visitor-reported prices
Comments
Bld prd mix at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| SSM Health St. Joseph Hospital - Lake Saint Louis | Lake Saint Louis | $94.60 | $31.44 – $204.77 |
| SSM Health DePaul Hospital - St. Louis | Bridgeton | $94.60 | $31.44 – $204.77 |
| SSM Health St. Joseph Hospital- Wentzville | Wentzville | $94.60 | $31.44 – $149.16 |
| SSM Health St. Joseph Hospital - St. Charles | Saint Charles | $94.60 | $31.44 – $204.77 |
| SSM Health St. Mary's Hospital - St. Louis | Richmond Heights | $94.60 | $31.44 – $204.77 |
| SSM Health St. Mary's Hospital - Jefferson City | Jefferson City | $55.55 | $36.83 – $307.16 |
| Mercy Hospital Lincoln | Troy | $98.15 | $20.41 – $224.98 |
| Mercy Hospital Carthage | Carthage | $82.55 | $9.37 – $224.98 |