Aqua therapy w/exercise/ea 15 min 97113 at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.95 with United vs $557.12 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United KSMGMCD $29.95
HealthyBlue MGMCD $30.55
Sunflower State Health Plan MCD $30.85
Amerigroup MGMCD $31.15
Unicare MGMCD $31.15
Coventry MedicareAdvantage $31.19
BCBS MCRPPO $31.19
BCBS MCRHMO $31.19
Home State Health Plan MCD $31.45
Humana MGMCRHMO $31.50
United VACCN $31.50
Devoted Health MGMCR $31.50
Humana PFFS $31.50
Humana MGMCRPPO $31.50
Cigna HealthspringMGMCR $32.13
United MGMCR $32.13
Celtic MCR $32.13
Wellcare MCR $32.13
Pyramid Life MCR $33.71
BCBS TRICARE $35.47
Multiplan WCOMPMissouri $42.13
Aetna IVLHIX $49.95
CorVel Corporation KSWC $50.03
United MOMGMCD $50.91
Multiplan WCOMPKansas $51.34
Aetna KCCarePlus $51.79
OHA Network KansasWCOMP $52.13
Humana EPO $61.38
Humana ASO $61.38
Humana HMO $61.38
Aetna Local $69.79
Humana POS $76.24
Humana PPO $76.24
Anthem MissouriCare MissouriCareMGMCD $80.47
BCBS Preferred-CareBlue(PPO) $82.88
BCBS Blue-Care(HMO) $82.88
BCBS BlueAccess $82.88
Aetna National $85.21
Ambetter Commercial-Exchange $115.14
NHC Advantage MGMCR $117.61
Oscar HIX $117.61
NHC Advantage MGMCD $117.61
WPPA ProviDrs Care Network UnifiedHealthPlan $123.80
Aetna Coventry FamilyHealthPlanMCD $136.18
BCBS FreedomNetworkSelect $136.18
United OptionsPPO $155.37
BCBS FreedomNetwork $179.52
BCBS PC $179.52
Universal Healthcare MCR $216.66
Coventry WCOMP $248.85
Aetna FHMedicalRental $248.85
Coventry KC MO WCOMP $253.80
College Park Family Care Center COMM $266.18
United GlobalBenefitPlan $278.56
BCBS Traditional $284.75
BCBS Participating $284.75
OHA Network MissouriWCOMP $309.51
Aetna NATIONALNAP $315.70
Multiplan PrimaryNetwork $328.08
CorVel Corporation MOWC $402.36
Multiplan ComplimentaryNetwork $458.07
Evernorth (Cigna) Behavioral Health COMMBH $495.22
CCO, Inc. WORKERSCOMPPPO $526.17
CCO, Inc. COMM $526.17
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $557.12

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $80.18 $34.02 – $61.58
Mercy Hospital Carthage Carthage $100.75 $29.95 – $49.28
Mercy Hospital Stoddard Dexter $93.60 $32.00 – $120.33
Mercy Orthopedic Hospital Springfield Ozark $127.40 $29.95 – $291.95
LEE'S SUMMIT MEDICAL CENTER Lee's Summit $273.36 $29.95 – $52.13
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis not published $34.21 – $41.05
SSM Health DePaul Hospital - St. Louis Bridgeton not published $34.21 – $41.05
SSM Health Saint Louis University Hospital Saint Louis not published $33.53 – $41.05

All Missouri hospitals for this procedure →