Albumin (microalbumin) 24 hour urine quantitative at CENTERPOINT MEDICAL CENTER

19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 17, 2026

$472.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$472.18

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.93 with Cigna vs $424.96 with FOCUS Healthcare Mgmt, Inc — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna SureFit/LocalPlus $2.93 ↓ -99%
Cigna LocalKC $3.53 ↓ -99%
Cigna Comm $4.40 ↓ -99%
United KSMGMCD $5.25 ↓ -99%
HealthyBlue MGMCD $5.36 ↓ -99%
Sunflower State Health Plan MCD $5.41 ↓ -99%
Amerigroup MGMCD $5.46 ↓ -99%
Aetna Coventry FamilyHealthPlanMCD $5.46 ↓ -99%
Unicare MGMCD $5.46 ↓ -99%
Home State Health Plan MCD $5.51 ↓ -99%
BCBS TRICARE $5.56 ↓ -99%
BCBS MCRPPO $5.72 ↓ -99%
Coventry MedicareAdvantage $5.72 ↓ -99%
BCBS MCRHMO $5.72 ↓ -99%
United VACCN $5.78 ↓ -99%
United AllPayerAppendix $5.78 ↓ -99%
Humana MGMCRPPO $5.78 ↓ -99%
Devoted Health MGMCR $5.78 ↓ -99%
Humana PFFS $5.78 ↓ -99%
Humana MGMCRHMO $5.78 ↓ -99%
Celtic MCR $5.90 ↓ -99%
Cigna HealthspringMGMCR $5.90 ↓ -99%
United MGMCR $5.90 ↓ -99%
Wellcare MCR $5.90 ↓ -99%
Pyramid Life MCR $6.18 ↓ -99%
Humana ASO $7.04 ↓ -99%
Humana POS $7.04 ↓ -99%
Humana PPO $7.04 ↓ -99%
Humana EPO $7.04 ↓ -99%
Humana HMO $7.04 ↓ -99%
Aetna IVLHIX $7.80 ↓ -98%
Aetna KCCarePlus $8.15 ↓ -98%
Oscar HIX $8.79 ↓ -98%
United MOMGMCD $8.92 ↓ -98%
Multiplan WCOMPMissouri $10.38 ↓ -98%
Aetna Local $10.92 ↓ -98%
BCBS Preferred-CareBlue(PPO) $12.19 ↓ -97%
BCBS BlueAccess $12.19 ↓ -97%
BCBS Blue-Care(HMO) $12.19 ↓ -97%
CorVel Corporation KSWC $12.33 ↓ -97%
Multiplan WCOMPKansas $12.66 ↓ -97%
OHA Network KansasWCOMP $12.85 ↓ -97%
Aetna National $13.40 ↓ -97%
Anthem MissouriCare MissouriCareMGMCD $61.38 ↓ -87%
Ambetter Commercial-Exchange $87.83 ↓ -81%
NHC Advantage MGMCR $89.71 ↓ -81%
NHC Advantage MGMCD $89.71 ↓ -81%
WPPA ProviDrs Care Network UnifiedHealthPlan $94.44 ↓ -80%
BCBS FreedomNetworkSelect $103.88 ↓ -78%
United OptionsPPO $118.52 ↓ -75%
BCBS PC $136.93 ↓ -71%
BCBS FreedomNetwork $136.93 ↓ -71%
Universal Healthcare MCR $165.26 ↓ -65%
Aetna FHMedicalRental $189.82 ↓ -60%
Coventry WCOMP $189.82 ↓ -60%
Coventry KC MO WCOMP $193.59 ↓ -59%
College Park Family Care Center COMM $203.04 ↓ -57%
United GlobalBenefitPlan $212.48 ↓ -55%
BCBS Participating $217.20 ↓ -54%
BCBS Traditional $217.20 ↓ -54%
OHA Network MissouriWCOMP $236.09 ↓ -50%
Aetna NATIONALNAP $240.81 ↓ -49%
Multiplan PrimaryNetwork $250.26 ↓ -47%
CorVel Corporation MOWC $306.92 ↓ -35%
Multiplan ComplimentaryNetwork $349.41 ↓ -26%
Evernorth (Cigna) Behavioral Health COMMBH $377.74 ↓ -20%
Global Sports Services WCOMP $377.74 ↓ -20%
CCO, Inc. WORKERSCOMPPPO $401.35 ↓ -15%
CCO, Inc. COMM $401.35 ↓ -15%
FOCUS Healthcare Mgmt, Inc WORKERSCOMP $424.96 ↓ -10%

Visitor-reported prices

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Albumin (microalbumin) 24 hour urine quantitative at other Missouri hospitals

Hospital City Cash price Negotiated range
SSM Health St. Joseph Hospital - Lake Saint Louis Lake Saint Louis $24.20 $5.78 – $23.85
SSM Health DePaul Hospital - St. Louis Bridgeton $24.20 $5.78 – $23.85
SSM Health Saint Louis University Hospital Saint Louis $33.00 $5.66 – $12.35
SSM Health St. Joseph Hospital- Wentzville Wentzville $24.20 $5.78 – $23.85
SSM Health St. Joseph Hospital - St. Charles Saint Charles $24.20 $5.78 – $23.85
SSM Health St. Mary's Hospital - St. Louis Richmond Heights $24.20 $5.78 – $23.85
SSM Health St. Mary's Hospital - Jefferson City Jefferson City $38.50 $5.20 – $10.40
Mercy Hospital Aurora Aurora $67.60 $5.25 – $8.01

All Missouri hospitals for this procedure →