1 pc ost pouch w filter at CENTERPOINT MEDICAL CENTER
19600 E 39TH ST, Independence, MO · Hcamidwest · · NPI 1942247044
$3.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.39 with Anthem MissouriCare vs $7.13 with Pyramid Life — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem MissouriCare | MissouriCareMGMCD | $0.39 | ↓ -87% |
| HealthyBlue | MGMCD | $0.60 | ↓ -80% |
| BCBS | FreedomNetworkSelect | $0.66 | ↓ -78% |
| Aetna Coventry | FamilyHealthPlanMCD | $0.66 | ↓ -78% |
| United | OptionsPPO | $0.75 | ↓ -75% |
| BCBS | PC | $0.87 | ↓ -71% |
| BCBS | FreedomNetwork | $0.87 | ↓ -71% |
| Coventry | WCOMP | $1.21 | ↓ -60% |
| Aetna | FHMedicalRental | $1.21 | ↓ -60% |
| Coventry KC MO | WCOMP | $1.23 | ↓ -59% |
| United | GlobalBenefitPlan | $1.35 | ↓ -55% |
| BCBS | Traditional | $1.38 | ↓ -54% |
| BCBS | Participating | $1.38 | ↓ -54% |
| OHA Network | MissouriWCOMP | $1.50 | ↓ -50% |
| Aetna | NATIONALNAP | $1.53 | ↓ -49% |
| Multiplan | ComplimentaryNetwork | $2.22 | ↓ -26% |
| Evernorth (Cigna) Behavioral Health | COMMBH | $2.40 | ↓ -20% |
| Multiplan | WCOMPMissouri | $2.40 | ↓ -20% |
| CCO, Inc. | WORKERSCOMPPPO | $2.55 | ↓ -15% |
| CCO, Inc. | COMM | $2.55 | ↓ -15% |
| FOCUS Healthcare Mgmt, Inc | WORKERSCOMP | $2.70 | ↓ -10% |
| Coventry | MedicareAdvantage | $6.59 | ↑ +120% |
| BCBS | MCRHMO | $6.59 | ↑ +120% |
| BCBS | MCRPPO | $6.59 | ↑ +120% |
| Devoted Health | MGMCR | $6.66 | ↑ +122% |
| BCBS | TRICARE | $6.66 | ↑ +122% |
| United | VACCN | $6.66 | ↑ +122% |
| Humana | MGMCRPPO | $6.66 | ↑ +122% |
| Humana | MGMCRHMO | $6.66 | ↑ +122% |
| Humana | PFFS | $6.66 | ↑ +122% |
| Wellcare | MCR | $6.79 | ↑ +126% |
| United | MGMCR | $6.79 | ↑ +126% |
| Cigna | HealthspringMGMCR | $6.79 | ↑ +126% |
| Celtic | MCR | $6.79 | ↑ +126% |
| Pyramid Life | MCR | $7.13 | ↑ +138% |
Visitor-reported prices
Comments
1 pc ost pouch w filter at other Missouri hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| LEE'S SUMMIT MEDICAL CENTER | Lee's Summit | $3.00 | $6.59 – $7.13 |
| RESEARCH MEDICAL CENTER | Kansas City | $3.00 | $6.53 – $7.13 |
| SSM Health Saint Louis University Hospital | Saint Louis | not published | $6.21 – $6.21 |
| SSM Health Cardinal Glennon Children's Hospital | Saint Louis | not published | $5.28 – $5.28 |
| RESEARCH PSYCHIATRIC CENTER | Kansas City | not published | $6.66 – $7.13 |