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Urinalysis (without microscopy) at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$2.14 with Sanford Health Plan Align vs $2.36 with Primewest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $2.14
Blue Cross Blue Shield of Minnesota Commercial/Federal $2.25
Blue Cross Blue Shield of Minnesota PMAP $2.25
Ucare Medicare Replacement $2.30
Aetna Medicare Replacement $2.32
Blue Cross Blue Shield of Minnesota Medicare Replacement $2.32
Great Plains Medicare Advantage Medicare Replacement $2.32
Health Partners Medicare Replacement $2.32
United Healthcare Medicare Replacement $2.32
Primewest Medicare Replacement $2.36

Visitor-reported prices

visitor-reported
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Urinalysis (without microscopy) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $36.80 $8.72 – $32.40
Sanford Westbrook Hospital Westbrook $39.20 $11.62 – $43.20
Sanford Bagley Medical Center Bagley $9.60 $2.91 – $10.80
Sanford Wheaton Wheaton $28.80 $7.26 – $27.00
Sanford Luverne Medical Center Luverne $26.40 $7.51 – $27.90
Sanford Bemidji Medical Center Bemidji $9.60 $2.14 – $10.80
Sanford Tracy Hospital Tracy $39.20 $11.62 – $43.20
Sanford Thief River Falls Medical Center Thief River Falls $47.20 $18.55 – $48.60

All Minnesota hospitals for this procedure →