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Urinalysis (without microscopy) at Sanford Canby Medical Center

112 St Olaf Ave S, Canby, MN · Sanford Health · · NPI 1780781054

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$36.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$46.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$8.72 with Blue Cross Blue Shield of Minnesota vs $33.84 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $8.72 ↓ -76%
Sanford Health Plan Align Medicare Replacement $16.42 ↓ -55%
Ucare Medicare Replacement $17.64 ↓ -52%
Aetna Medicare Replacement $17.78 ↓ -52%
Blue Cross Blue Shield of Minnesota Medicare Replacement $17.78 ↓ -52%
Great Plains Medicare Advantage Medicare Replacement $17.78 ↓ -52%
Health Partners Medicare Replacement $17.78 ↓ -52%
United Healthcare Medicare Replacement $17.78 ↓ -52%
Primewest Medicare Replacement $18.14 ↓ -51%
Primewest Medicaid Managed Care $19.80 ↓ -46%
Security Health Plan Commercial $19.80 ↓ -46%
Health Partners State Employees $24.80 ↓ -33%
Blue Cross Blue Shield of Minnesota Commercial/Federal $28.08 ↓ -24%
Sanford Health Plan Group Health/True $28.42 ↓ -23%
Sanford Health Plan SD Exchange True $28.42 ↓ -23%
Health Partners Commercial $28.80 ↓ -22%
Blue Cross Blue Shield of Minnesota State Employees $29.45 ↓ -20%
United Healthcare Commercial + Top 20 $30.06 ↓ -18%
Aetna Commercial $31.28 ↓ -15%
Ucare Commercial $31.63 ↓ -14%
Medica Choice $31.64 ↓ -14%
Cigna Commercial $32.40 ↓ -12%
First Choice Health Network Commercial $32.40 ↓ -12%
Healthez Commercial $32.40 ↓ -12%
Multiplan Commercial $32.40 ↓ -12%
Sanford Health Plan Commercial/ND Pers $33.43 ↓ -9%
Sanford Health Plan SD Exchange Commercial $33.43 ↓ -9%
Medica Elect $33.84 ↓ -8%
Ucare Medicaid Managed Care not published by hospital

Visitor-reported prices

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Urinalysis (without microscopy) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $39.20 $11.62 – $43.20
Sanford Bagley Medical Center Bagley $9.60 $2.91 – $10.80
Sanford Wheaton Wheaton $28.80 $7.26 – $27.00
Sanford Luverne Medical Center Luverne $26.40 $7.51 – $27.90
Sanford Bemidji Medical Center Bemidji $9.60 $2.14 – $10.80
Sanford Tracy Hospital Tracy $39.20 $11.62 – $43.20
Sanford Thief River Falls Medical Center Thief River Falls $47.20 $18.55 – $48.60
Sanford Behavioral Health Thief River Falls Thief River Falls $47.20 $18.55 – $48.60

All Minnesota hospitals for this procedure →