In situ hybridization per specimen initial single probe stain at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$376.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$471.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$125.89 with Blue Cross Blue Shield of Minnesota vs $465.12 with Blue Cross Blue Shield of Minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $125.89 ↓ -67%
Sanford Health Plan Align Medicare Replacement $159.76 ↓ -58%
Ucare Medicare Replacement $171.54 ↓ -54%
Blue Cross Blue Shield of Minnesota Medicare Replacement $173.22 ↓ -54%
United Healthcare Medicare Replacement $173.22 ↓ -54%
Aetna Medicare Replacement $173.22 ↓ -54%
Great Plains Medicare Advantage Medicare Replacement $173.22 ↓ -54%
Health Partners Medicare Replacement $173.22 ↓ -54%
Primewest Medicare Replacement $176.58 ↓ -53%
Sanford Health Plan Group Health/True $182.61 ↓ -52%
Sanford Health Plan SD Exchange True $182.61 ↓ -52%
Blue Cross Blue Shield of Minnesota State Employees $211.95 ↓ -44%
Sanford Health Plan Commercial/ND Pers $214.82 ↓ -43%
Sanford Health Plan SD Exchange Commercial $214.82 ↓ -43%
Security Health Plan Commercial $259.05 ↓ -31%
Health Partners State Employees $290.14 ↓ -23%
Health Partners Commercial $334.41 ↓ -11%
Ucare Commercial $367.85 ↓ -2%
Aetna Commercial $386.22 ↑ +3%
United Healthcare Commercial + Top 20 $393.29 ↑ +4%
Medica Choice $420.13 ↑ +11%
First Choice Health Network Commercial $423.90 ↑ +13%
Multiplan Commercial $423.90 ↑ +13%
Healthez Commercial $423.90 ↑ +13%
Medica Elect $449.81 ↑ +19%
Blue Cross Blue Shield of Minnesota Commercial/Federal $465.12 ↑ +23%
Ucare Medicaid Managed Care not published by hospital —
Primewest Medicaid Managed Care not published by hospital —

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $412.00 $124.68 – $463.50
Sanford Westbrook Hospital Westbrook $394.40 $119.36 – $443.70
Sanford Wheaton Wheaton $341.60 $103.38 – $384.30
Sanford Luverne Medical Center Luverne $442.40 $133.88 – $497.70
Sanford Bemidji Medical Center Bemidji $340.00 $123.23 – $382.50
Sanford Tracy Hospital Tracy $394.40 $119.36 – $443.70
Sanford Thief River Falls Medical Center Thief River Falls $979.20 $143.24 – $375.30
Sanford Behavioral Health Thief River Falls Thief River Falls $979.20 $143.24 – $375.30

All Minnesota hospitals for this procedure →