In situ hybridization per specimen initial single probe stain at Sanford Canby Medical Center

112 St Olaf Ave S, Canby, MN · Sanford Health · · NPI 1780781054

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$412.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$515.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$124.68 with Blue Cross Blue Shield of Minnesota vs $484.10 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $124.68 ↓ -70%
Sanford Health Plan Align Medicare Replacement $234.84 ↓ -43%
Ucare Medicare Replacement $252.35 ↓ -39%
Blue Cross Blue Shield of Minnesota Medicare Replacement $254.41 ↓ -38%
Aetna Medicare Replacement $254.41 ↓ -38%
Health Partners Medicare Replacement $254.41 ↓ -38%
United Healthcare Medicare Replacement $254.41 ↓ -38%
Great Plains Medicare Advantage Medicare Replacement $254.41 ↓ -38%
Primewest Medicare Replacement $259.56 ↓ -37%
Security Health Plan Commercial $283.25 ↓ -31%
Primewest Medicaid Managed Care $283.25 ↓ -31%
Health Partners State Employees $354.84 ↓ -14%
Blue Cross Blue Shield of Minnesota Commercial/Federal $401.75 ↓ -2%
Sanford Health Plan Group Health/True $406.54 ↓ -1%
Sanford Health Plan SD Exchange True $406.54 ↓ -1%
Health Partners Commercial $412.00 ↑ +0%
Blue Cross Blue Shield of Minnesota State Employees $421.27 ↑ +2%
United Healthcare Commercial + Top 20 $430.03 ↑ +4%
Aetna Commercial $447.54 ↑ +9%
Ucare Commercial $452.48 ↑ +10%
Medica Choice $452.69 ↑ +10%
Cigna Commercial $463.50 ↑ +13%
Multiplan Commercial $463.50 ↑ +13%
Healthez Commercial $463.50 ↑ +13%
First Choice Health Network Commercial $463.50 ↑ +13%
Sanford Health Plan Commercial/ND Pers $478.28 ↑ +16%
Sanford Health Plan SD Exchange Commercial $478.28 ↑ +16%
Medica Elect $484.10 ↑ +18%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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In situ hybridization per specimen initial single probe stain at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Westbrook Hospital Westbrook $394.40 $119.36 – $443.70
Sanford Wheaton Wheaton $341.60 $103.38 – $384.30
Sanford Luverne Medical Center Luverne $442.40 $133.88 – $497.70
Sanford Bemidji Medical Center Bemidji $340.00 $123.23 – $382.50
Sanford Worthington Medical Center Worthington $376.80 $125.89 – $423.90
Sanford Tracy Hospital Tracy $394.40 $119.36 – $443.70
Sanford Thief River Falls Medical Center Thief River Falls $979.20 $143.24 – $375.30
Sanford Behavioral Health Thief River Falls Thief River Falls $979.20 $143.24 – $375.30

All Minnesota hospitals for this procedure →