Fetal non stress test at Sanford Wheaton
401 12th St N, Wheaton, MN · Sanford Health · · NPI 1154615573
$264.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$331.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$80.14 with Blue Cross Blue Shield of Minnesota vs $311.14 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $80.14 | ↓ -70% |
| Sanford Health Plan Align | Medicare Replacement | $166.82 | ↓ -37% |
| Ucare | Medicare Replacement | $179.07 | ↓ -32% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $180.73 | ↓ -32% |
| United Healthcare | Medicare Replacement | $180.73 | ↓ -32% |
| Aetna | Medicare Replacement | $180.73 | ↓ -32% |
| Great Plains Medicare Advantage | Medicare Replacement | $180.73 | ↓ -32% |
| Health Partners | Medicare Replacement | $180.73 | ↓ -32% |
| Security Health Plan | Commercial | $182.05 | ↓ -31% |
| Primewest | Medicare Replacement | $184.20 | ↓ -30% |
| Primewest | Medicaid Managed Care | $200.26 | ↓ -24% |
| Ucare | Medicaid Managed Care | $211.23 | ↓ -20% |
| Blue Cross Blue Shield of North Dakota | Commercial | $227.83 | ↓ -14% |
| Sanford Health Plan | Group Health/True | $261.29 | ↓ -1% |
| Health Partners | Commercial | $268.11 | ↑ +1% |
| United Healthcare | Commercial + Top 20 | $276.39 | ↑ +4% |
| Aetna | Commercial | $287.64 | ↑ +9% |
| Ucare | Commercial | $290.82 | ↑ +10% |
| Medica | Choice | $290.95 | ↑ +10% |
| First Choice Health Network | Commercial | $297.90 | ↑ +13% |
| Multiplan | Commercial | $297.90 | ↑ +13% |
| Healthez | Commercial | $297.90 | ↑ +13% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $306.24 | ↑ +16% |
| Sanford Health Plan | SD Exchange True | $307.40 | ↑ +16% |
| Sanford Health Plan | Commercial/ND Pers/SD Exchange Commercial | $307.40 | ↑ +16% |
| Medica | Elect | $311.14 | ↑ +18% |
Visitor-reported prices
Comments
Fetal non stress test at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $378.40 | $114.51 – $425.70 |
| Sanford Luverne Medical Center | Luverne | $394.40 | $119.36 – $443.70 |
| Sanford Bemidji Medical Center | Bemidji | $451.20 | $143.76 – $507.60 |
| Sanford Worthington Medical Center | Worthington | $448.00 | $146.87 – $504.00 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $300.00 | $128.81 – $337.50 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $300.00 | $128.81 – $337.50 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $457.82 | $183.20 – $649.00 |
| Owatonna Hospital | Owatonna | $385.62 | $192.62 – $671.42 |