Fetal non stress test at Sanford Behavioral Health Thief River Falls

120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$300.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$375.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$128.81 with Blue Cross Blue Shield of Minnesota vs $352.50 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $128.81 ↓ -57%
Sanford Health Plan Align Medicare Replacement $142.50 ↓ -53%
Ucare Medicare Replacement $153.00 ↓ -49%
United Healthcare Medicare Replacement $154.50 ↓ -49%
Great Plains Medicare Advantage Medicare Replacement $154.50 ↓ -49%
Aetna Medicare Replacement $154.50 ↓ -49%
Blue Cross Blue Shield of Minnesota Medicare Replacement $154.50 ↓ -49%
Health Partners Medicare Replacement $154.50 ↓ -49%
Primewest Medicare Replacement $157.50 ↓ -48%
Sanford Health Plan Group Health/TRUE $200.93 ↓ -33%
Sanford Health Plan SD Exchange True $200.93 ↓ -33%
Security Health Plan Commercial $206.25 ↓ -31%
Ucare Medicaid Managed Care $211.23 ↓ -30%
Primewest Medicaid Managed Care $211.23 ↓ -30%
Sanford Health Plan SD Exchange Commercial $236.36 ↓ -21%
Sanford Health Plan Commercial/ND Pers $236.36 ↓ -21%
Blue Cross Blue Shield of Minnesota Commercial/Federal $259.13 ↓ -14%
Health Partners Commercial $303.75 ↑ +1%
United Healthcare Commercial + Top 20 $313.13 ↑ +4%
Aetna Commercial $325.88 ↑ +9%
Ucare Commercial $329.48 ↑ +10%
Medica Choice $329.63 ↑ +10%
Multiplan Commercial $337.50 ↑ +13%
Healthez Commercial $337.50 ↑ +13%
First Choice Health Network Commercial $337.50 ↑ +13%
Cigna Commercial $337.50 ↑ +13%
Medica Elect $352.50 ↑ +18%

Visitor-reported prices

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Fetal non stress test at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $300.00 $128.81 – $337.50
Sanford Canby Medical Center Canby $378.40 $114.51 – $425.70
Sanford Wheaton Wheaton $264.80 $80.14 – $297.90
Sanford Luverne Medical Center Luverne $394.40 $119.36 – $443.70
Sanford Bemidji Medical Center Bemidji $451.20 $143.76 – $507.60
Sanford Worthington Medical Center Worthington $448.00 $146.87 – $504.00
United Hospital MN | 1175 Nininger Road. Hastings $457.82 $183.20 – $649.00
Owatonna Hospital Owatonna $385.62 $192.62 – $671.42

All Minnesota hospitals for this procedure →