Borrelia burgdorferi (lyme disease) antibody nonspecific at Sanford Westbrook Hospital

920 Bell Ave, Westbrook, MN · Sanford Health · · NPI 1942253547

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$239.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$299.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$51.81 with Blue Cross Blue Shield of Minnesota vs $201.16 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $51.81 ↓ -78%
Sanford Health Plan Align Medicare Replacement $91.59 ↓ -62%
Ucare Medicare Replacement $98.23 ↓ -59%
Wellmark SD Medicare Replacement $98.23 ↓ -59%
Aetna Medicare Replacement $99.30 ↓ -58%
United Healthcare Medicare Replacement $99.30 ↓ -58%
Health Partners Medicare Replacement $99.30 ↓ -58%
Great Plains Medicare Advantage Medicare Replacement $99.30 ↓ -58%
Primewest Medicare Replacement $101.12 ↓ -58%
Primewest Medicaid Managed Care $108.28 ↓ -55%
Security Health Plan Commercial $117.70 ↓ -51%
Health Partners State Employees $147.45 ↓ -38%
Sanford Health Plan SD Exchange True $168.93 ↓ -29%
Sanford Health Plan Group Health/True $168.93 ↓ -29%
Health Partners Commercial $171.20 ↓ -28%
Blue Cross Blue Shield of Minnesota State Employees $175.05 ↓ -27%
United Healthcare Commercial + Top 20 $178.69 ↓ -25%
Aetna Commercial $185.97 ↓ -22%
Ucare Commercial $188.02 ↓ -21%
Medica Choice $188.11 ↓ -21%
Healthez Commercial $192.60 ↓ -19%
Cigna Commercial $192.60 ↓ -19%
Multiplan Commercial $192.60 ↓ -19%
First Choice Health Network Commercial $192.60 ↓ -19%
Blue Cross Blue Shield of Minnesota Commercial/Federal $197.99 ↓ -17%
Sanford Health Plan SD Exchange Commercial $198.74 ↓ -17%
Sanford Health Plan Commercial/ND Pers $198.74 ↓ -17%
Medica Elect $201.16 ↓ -16%
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Borrelia burgdorferi (lyme disease) antibody nonspecific at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $171.20 $46.97 – $174.60
Sanford Wheaton Wheaton $154.40 $21.06 – $78.30
Sanford Luverne Medical Center Luverne $98.40 $29.78 – $110.70
Sanford Tracy Hospital Tracy $239.20 $51.81 – $192.60
Sanford Thief River Falls Medical Center Thief River Falls $168.00 $23.36 – $61.20
Sanford Behavioral Health Thief River Falls Thief River Falls $168.00 $23.36 – $61.20
United Hospital MN | 1175 Nininger Road. Hastings $328.32 $15.86 – $57.68
Owatonna Hospital Owatonna $375.03 $15.86 – $72.68

All Minnesota hospitals for this procedure →