Borrelia burgdorferi (lyme disease) antibody nonspecific at Sanford Thief River Falls Medical Center

3001 Sanford Pkwy, Thief River Falls, MN · Sanford Health · · NPI 1043218753

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$168.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$210.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$23.36 with Blue Cross Blue Shield of Minnesota vs $63.92 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $23.36 ↓ -86%
Sanford Health Plan Align Medicare Replacement $25.84 ↓ -85%
Ucare Medicare Replacement $27.74 ↓ -83%
Blue Cross Blue Shield of Minnesota Medicare Replacement $28.02 ↓ -83%
United Healthcare Medicare Replacement $28.02 ↓ -83%
Aetna Medicare Replacement $28.02 ↓ -83%
Great Plains Medicare Advantage Medicare Replacement $28.02 ↓ -83%
Health Partners Medicare Replacement $28.02 ↓ -83%
Primewest Medicare Replacement $28.56 ↓ -83%
Sanford Health Plan Group Health/TRUE $36.43 ↓ -78%
Sanford Health Plan SD Exchange True $36.43 ↓ -78%
Security Health Plan Commercial $37.40 ↓ -78%
Sanford Health Plan Commercial/ND Pers $42.86 ↓ -74%
Sanford Health Plan SD Exchange Commercial $42.86 ↓ -74%
Blue Cross Blue Shield of Minnesota Commercial/Federal $46.99 ↓ -72%
Health Partners Commercial $55.08 ↓ -67%
United Healthcare Commercial + Top 20 $56.78 ↓ -66%
Aetna Commercial $59.09 ↓ -65%
Ucare Commercial $59.74 ↓ -64%
Medica Choice $59.77 ↓ -64%
Cigna Commercial $61.20 ↓ -64%
Multiplan Commercial $61.20 ↓ -64%
Healthez Commercial $61.20 ↓ -64%
First Choice Health Network Commercial $61.20 ↓ -64%
Medica Elect $63.92 ↓ -62%
Primewest Medicaid Managed Care not published by hospital —
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Borrelia burgdorferi (lyme disease) antibody nonspecific at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Behavioral Health Thief River Falls Thief River Falls $168.00 $23.36 – $61.20
Sanford Canby Medical Center Canby $171.20 $46.97 – $174.60
Sanford Westbrook Hospital Westbrook $239.20 $51.81 – $192.60
Sanford Wheaton Wheaton $154.40 $21.06 – $78.30
Sanford Luverne Medical Center Luverne $98.40 $29.78 – $110.70
Sanford Tracy Hospital Tracy $239.20 $51.81 – $192.60
United Hospital MN | 1175 Nininger Road. Hastings $328.32 $15.86 – $57.68
Owatonna Hospital Owatonna $375.03 $15.86 – $72.68

All Minnesota hospitals for this procedure →