Cocaine 4 % nasal solution at Sanford Tracy Hospital
251 5th St E, Tracy, MN · Sanford Health · · NPI 1003851171
$403.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$504.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$99.39 with Blue Cross Blue Shield of Minnesota vs $385.90 with Medica — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $99.39 | ↓ -75% |
| Sanford Health Plan Align | Medicare Replacement | $160.11 | ↓ -60% |
| Ucare | Medicare Replacement | $171.60 | ↓ -57% |
| Wellmark SD | Medicare Replacement | $171.60 | ↓ -57% |
| Aetna | Medicare Replacement | $173.24 | ↓ -57% |
| United Healthcare | Medicare Replacement | $173.24 | ↓ -57% |
| Health Partners | Medicare Replacement | $173.24 | ↓ -57% |
| Great Plains Medicare Advantage | Medicare Replacement | $173.24 | ↓ -57% |
| Primewest | Medicare Replacement | $176.73 | ↓ -56% |
| Primewest | Medicaid Managed Care | $198.70 | ↓ -51% |
| Security Health Plan | Commercial | $225.79 | ↓ -44% |
| Health Partners | State Employees | $282.86 | ↓ -30% |
| Sanford Health Plan | SD Exchange True | $324.07 | ↓ -20% |
| Sanford Health Plan | Group Health/True | $324.07 | ↓ -20% |
| Health Partners | Commercial | $328.42 | ↓ -19% |
| Blue Cross Blue Shield of Minnesota | State Employees | $335.81 | ↓ -17% |
| United Healthcare | Commercial + Top 20 | $342.79 | ↓ -15% |
| Aetna | Commercial | $356.75 | ↓ -12% |
| Ucare | Commercial | $360.69 | ↓ -11% |
| Medica | Choice | $360.86 | ↓ -11% |
| Healthez | Commercial | $369.48 | ↓ -8% |
| Cigna | Commercial | $369.48 | ↓ -8% |
| Multiplan | Commercial | $369.48 | ↓ -8% |
| First Choice Health Network | Commercial | $369.48 | ↓ -8% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $379.82 | ↓ -6% |
| Sanford Health Plan | SD Exchange Commercial | $381.26 | ↓ -5% |
| Sanford Health Plan | Commercial/ND Pers | $381.26 | ↓ -5% |
| Medica | Elect | $385.90 | ↓ -4% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Cocaine 4 % nasal solution at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Bemidji Medical Center | Bemidji | $341.00 | $1.59 – $299.28 |
| Sanford Worthington Medical Center | Worthington | $281.84 | $1.56 – $317.07 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $395.00 | $141.70 – $371.28 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $395.00 | $141.70 – $371.28 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $602.39 | $1.04 – $3.38 |
| Owatonna Hospital | Owatonna | $702.78 | $1.04 – $578.12 |
| Abbott Northwestern Hospital | MN 55407 | $602.39 | $1.04 – $2.81 |
| Allina Health Faribault Medical Center | Faribualt | $702.78 | $1.04 – $578.12 |