Cocaine 4 % nasal solution at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$341.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$426.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.59 with Blue Cross Blue Shield of Minnesota vs $299.28 with Healthez — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $1.59 | ↓ -100% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $1.59 | ↓ -100% |
| Sanford Health Plan | SD Exchange True | $151.53 | ↓ -56% |
| Sanford Health Plan | Group Health/True | $172.78 | ↓ -49% |
| Sanford Health Plan | SD Exchange Commercial | $178.27 | ↓ -48% |
| Security Health Plan | Commercial | $182.89 | ↓ -46% |
| Sanford Health Plan | Commercial | $203.28 | ↓ -40% |
| Health Partners | Commercial | $232.77 | ↓ -32% |
| Ucare | Commercial | $233.74 | ↓ -31% |
| United Healthcare | CSP Top 20 | $253.06 | ↓ -26% |
| Aetna | Commercial | $272.67 | ↓ -20% |
| United Healthcare | Commercial | $277.66 | ↓ -19% |
| Medica | Choice | $279.33 | ↓ -18% |
| Medica | Elect | $298.94 | ↓ -12% |
| Multiplan | Commercial | $299.28 | ↓ -12% |
| Cigna | Commercial | $299.28 | ↓ -12% |
| First Choice Health Network | Commercial | $299.28 | ↓ -12% |
| Healthez | Commercial | $299.28 | ↓ -12% |
| United Healthcare | Medicare Replacement | not published by hospital | — |
| Aetna | Medicare Replacement | not published by hospital | — |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | not published by hospital | — |
| Great Plains Medicare Advantage | Medicare Replacement | not published by hospital | — |
| Health Partners | Medicare Replacement | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicare Replacement | not published by hospital | — |
| Sanford Health Plan Align | Medicare Replacement | not published by hospital | — |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Ucare | Medicare Replacement | not published by hospital | — |
Visitor-reported prices
Comments
Cocaine 4 % nasal solution at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Worthington Medical Center | Worthington | $281.84 | $1.56 – $317.07 |
| Sanford Tracy Hospital | Tracy | $403.40 | $99.39 – $369.48 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $395.00 | $141.70 – $371.28 |
| Sanford Behavioral Health Thief River Falls | Thief River Falls | $395.00 | $141.70 – $371.28 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $602.39 | $1.04 – $3.38 |
| Owatonna Hospital | Owatonna | $702.78 | $1.04 – $578.12 |
| Abbott Northwestern Hospital | MN 55407 | $602.39 | $1.04 – $2.81 |
| Allina Health Faribault Medical Center | Faribualt | $702.78 | $1.04 – $578.12 |