healthcosts.net

Urinalysis (without microscopy) at Sanford Behavioral Health Thief River Falls

120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$47.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.55 with Blue Cross Blue Shield of Minnesota vs $50.76 with Medica — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $18.55 ↓ -61%
Sanford Health Plan Align Medicare Replacement $20.52 ↓ -57%
Ucare Medicare Replacement $22.03 ↓ -53%
Aetna Medicare Replacement $22.25 ↓ -53%
Blue Cross Blue Shield of Minnesota Medicare Replacement $22.25 ↓ -53%
Great Plains Medicare Advantage Medicare Replacement $22.25 ↓ -53%
Health Partners Medicare Replacement $22.25 ↓ -53%
United Healthcare Medicare Replacement $22.25 ↓ -53%
Primewest Medicare Replacement $22.68 ↓ -52%
Sanford Health Plan Group Health/TRUE $28.93 ↓ -39%
Sanford Health Plan SD Exchange True $28.93 ↓ -39%
Security Health Plan Commercial $29.70 ↓ -37%
Sanford Health Plan Commercial/ND Pers $34.04 ↓ -28%
Sanford Health Plan SD Exchange Commercial $34.04 ↓ -28%
Blue Cross Blue Shield of Minnesota Commercial/Federal $37.31 ↓ -21%
Health Partners Commercial $43.74 ↓ -7%
United Healthcare Commercial + Top 20 $45.09 ↓ -4%
Aetna Commercial $46.93 ↓ -1%
Ucare Commercial $47.44 ↑ +1%
Medica Choice $47.47 ↑ +1%
Cigna Commercial $48.60 ↑ +3%
First Choice Health Network Commercial $48.60 ↑ +3%
Healthez Commercial $48.60 ↑ +3%
Multiplan Commercial $48.60 ↑ +3%
Medica Elect $50.76 ↑ +8%
Ucare Medicaid Managed Care not published by hospital
Primewest Medicaid Managed Care not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Urinalysis (without microscopy) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $47.20 $18.55 – $48.60
Sanford Canby Medical Center Canby $36.80 $8.72 – $32.40
Sanford Westbrook Hospital Westbrook $39.20 $11.62 – $43.20
Sanford Bagley Medical Center Bagley $9.60 $2.91 – $10.80
Sanford Wheaton Wheaton $28.80 $7.26 – $27.00
Sanford Luverne Medical Center Luverne $26.40 $7.51 – $27.90
Sanford Bemidji Medical Center Bemidji $9.60 $2.14 – $10.80
Sanford Tracy Hospital Tracy $39.20 $11.62 – $43.20

All Minnesota hospitals for this procedure →