Ph body fluid at Sanford Behavioral Health Thief River Falls

120 Labree Ave S, Thief River Falls, MN · Sanford Health · · NPI 1790842466

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$34.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$43.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.12 with Blue Cross Blue Shield of Minnesota vs $11.28 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $4.12 ↓ -88%
Sanford Health Plan Align Medicare Replacement $4.56 ↓ -87%
Ucare Medicare Replacement $4.90 ↓ -86%
Blue Cross Blue Shield of Minnesota Medicare Replacement $4.94 ↓ -86%
United Healthcare Medicare Replacement $4.94 ↓ -86%
Aetna Medicare Replacement $4.94 ↓ -86%
Great Plains Medicare Advantage Medicare Replacement $4.94 ↓ -86%
Health Partners Medicare Replacement $4.94 ↓ -86%
Primewest Medicare Replacement $5.04 ↓ -85%
Sanford Health Plan Group Health/TRUE $6.43 ↓ -81%
Sanford Health Plan SD Exchange True $6.43 ↓ -81%
Security Health Plan Commercial $6.60 ↓ -81%
Sanford Health Plan Commercial/ND Pers $7.56 ↓ -78%
Sanford Health Plan SD Exchange Commercial $7.56 ↓ -78%
Blue Cross Blue Shield of Minnesota Commercial/Federal $8.29 ↓ -76%
Health Partners Commercial $9.72 ↓ -72%
United Healthcare Commercial + Top 20 $10.02 ↓ -71%
Aetna Commercial $10.43 ↓ -70%
Ucare Commercial $10.54 ↓ -69%
Medica Choice $10.55 ↓ -69%
Cigna Commercial $10.80 ↓ -69%
Multiplan Commercial $10.80 ↓ -69%
Healthez Commercial $10.80 ↓ -69%
First Choice Health Network Commercial $10.80 ↓ -69%
Medica Elect $11.28 ↓ -67%
Primewest Medicaid Managed Care not published by hospital —
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Ph body fluid at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Thief River Falls Medical Center Thief River Falls $34.40 $4.12 – $10.80
Sanford Canby Medical Center Canby $32.80 $2.91 – $10.80
Sanford Westbrook Hospital Westbrook $39.20 $9.44 – $35.10
Sanford Wheaton Wheaton $9.60 $2.91 – $10.80
Sanford Luverne Medical Center Luverne $16.00 $4.84 – $18.00
Sanford Tracy Hospital Tracy $39.20 $9.44 – $35.10
United Hospital MN | 1175 Nininger Road. Hastings $42.48 $3.33 – $24.01
Owatonna Hospital Owatonna $38.81 $3.33 – $30.25

All Minnesota hospitals for this procedure →