Ph body fluid at Owatonna Hospital

2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$38.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.43 with ucare pmap (a b c d e g n o s u r h) vs $40.22 with blue cross blue shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $2.43 ↓ -94%
allina aetna medicare (o) allina aetna medicare (o) $3.33 ↓ -91%
medicare other all other medicare (o) $3.51 ↓ -91%
medicare medicare (o) $3.51 ↓ -91%
all other medicaid all other medicaid (o) $3.58 ↓ -91%
medicaid medicaid ma (o) $3.58 ↓ -91%
medica medica medicare (o) $3.65 ↓ -91%
bcbs bc medicare (o) $3.69 ↓ -90%
south country health alliance scha pmap (o) $3.87 ↓ -90%
aetna aetna elevate (bdosv) $5.38 ↓ -86%
aetna aetna performance (bdosv) $5.68 ↓ -85%
medica health system medica dual solutions (b d v o s) $6.17 ↓ -84%
aetna direct/indirect regional network aetna direct/indirect regional (bdosv) $7.17 ↓ -82%
healthpartners hpi (bdov) $8.19 ↓ -79%
united healthcare (bdohsv) united healthcare (bdosv) $8.34 ↓ -79%
medica ubh (o) medica ubh (o) $8.47 ↓ -78%
medica health system medica elect (b d o s v) $8.87 ↓ -77%
health partners hpi cigna (bdov) $8.93 ↓ -77%
medica medica essentials (b d o s v) $9.26 ↓ -76%
medica mhps medica mhps (bdosv) $9.26 ↓ -76%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $9.33 ↓ -76%
medica ubh pmap medica ubh pmap (o) $9.68 ↓ -75%
medica health system medica choice (b d o s v) $9.74 ↓ -75%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $10.16 ↓ -74%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $10.16 ↓ -74%
blue cross blue shield bc pmap (b d o s v) $10.43 ↓ -73%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $12.10 ↓ -69%
blue cross allina health blueprint (bdoshv) $26.74 ↓ -31%
blue cross blue shield bc state health plan (b d o s v) $27.17 ↓ -30%
blue cross blue shield of minnesota bc premier (b d o s v) $30.25 ↓ -22%
blue cross blue shield bc aehp (b d o s v) $35.59 ↓ -8%
blue cross blue shield of minnesota bc high value/performance network (bdosv) $38.21 ↓ -2%
blue cross blue shield bc aware/blue plus (b d o s v) $40.22 ↑ +4%

Visitor-reported prices

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Ph body fluid at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $32.80 $2.91 – $10.80
Sanford Westbrook Hospital Westbrook $39.20 $9.44 – $35.10
Sanford Wheaton Wheaton $9.60 $2.91 – $10.80
Sanford Luverne Medical Center Luverne $16.00 $4.84 – $18.00
Sanford Tracy Hospital Tracy $39.20 $9.44 – $35.10
Sanford Thief River Falls Medical Center Thief River Falls $34.40 $4.12 – $10.80
Sanford Behavioral Health Thief River Falls Thief River Falls $34.40 $4.12 – $10.80
United Hospital MN | 1175 Nininger Road. Hastings $42.48 $3.33 – $24.01

All Minnesota hospitals for this procedure →