Urinalysis (without microscopy) at River Falls Area Hospital
1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725
$38.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$69.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.09 with allina aetna medicare (r) vs $31.20 with all other contracted care (a b c d e g h n o r s u) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| allina aetna medicare (r) | allina aetna medicare (r) | $2.09 | ↓ -95% |
| blue cross blue shield of minnesota | bc pmap (r) | $2.18 | ↓ -94% |
| medicare | medicare (r) | $2.20 | ↓ -94% |
| medicaid | medicaid ma (r) | $2.25 | ↓ -94% |
| blue cross blue shield of minnesota | bc state health plan (r) | $5.38 | ↓ -86% |
| bc aware/blue plus (nr) | bc aware/blue plus (nr) | $6.14 | ↓ -84% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $6.28 | ↓ -84% |
| blue cross blue shield of minnesota | bc premier (r) | $6.91 | ↓ -82% |
| bcbs | bc aehp (r) | $8.13 | ↓ -79% |
| medica health system | medica pmap (r) | $8.39 | ↓ -78% |
| bc high value/ performance network (r) | bc high value/ performance network (r) | $8.72 | ↓ -78% |
| medicare other | all other medicare (r) | $13.15 | ↓ -66% |
| bcbs | bc medicare (r) | $13.81 | ↓ -64% |
| medica | medica medicare (r) | $13.81 | ↓ -64% |
| medica health system | medica dual solutions (r) | $14.04 | ↓ -64% |
| south country health alliance | scha msho (r) | $14.47 | ↓ -63% |
| all other medicaid | all other medicaid (r) | $14.98 | ↓ -61% |
| south country health alliance | scha pmap (r) | $15.43 | ↓ -60% |
| aetna | aetna elevate (n r) | $19.12 | ↓ -51% |
| aetna | aetna performance (n r) | $20.65 | ↓ -47% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $24.07 | ↓ -38% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $26.21 | ↓ -32% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $26.21 | ↓ -32% |
| aetna direct/indirect network | aetna direct/indirect network (n r) | $26.39 | ↓ -32% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $31.20 | ↓ -20% |
Visitor-reported prices
Comments
Urinalysis (without microscopy) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $36.80 | $8.72 – $32.40 |
| Sanford Westbrook Hospital | Westbrook | $39.20 | $11.62 – $43.20 |
| Sanford Bagley Medical Center | Bagley | $9.60 | $2.91 – $10.80 |
| Sanford Wheaton | Wheaton | $28.80 | $7.26 – $27.00 |
| Sanford Luverne Medical Center | Luverne | $26.40 | $7.51 – $27.90 |
| Sanford Bemidji Medical Center | Bemidji | $9.60 | $2.14 – $10.80 |
| Sanford Tracy Hospital | Tracy | $39.20 | $11.62 – $43.20 |
| Sanford Thief River Falls Medical Center | Thief River Falls | $47.20 | $18.55 – $48.60 |