Psych test eval svc phys/qhp 1st hr at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$221.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$395.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (n,r) vs $1,168.08 with bc high value/ performance network (r) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (n,r) united healthcare (nr) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $35.87 ↓ -84%
medica health system medica pmap (r) $47.96 ↓ -78%
medicare other all other medicare (r) $75.44 ↓ -66%
bcbs bc medicare (r) $79.21 ↓ -64%
medica medica medicare (r) $79.21 ↓ -64%
medica health system medica dual solutions (r) $80.24 ↓ -64%
south country health alliance scha msho (r) $82.98 ↓ -63%
all other medicaid all other medicaid (r) $85.58 ↓ -61%
south country health alliance scha pmap (r) $88.15 ↓ -60%
aetna aetna elevate (n r) $109.24 ↓ -51%
aetna aetna performance (n r) $118.02 ↓ -47%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $137.54 ↓ -38%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $149.77 ↓ -32%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $149.77 ↓ -32%
aetna direct/indirect network aetna direct/indirect network (n r) $150.81 ↓ -32%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $178.30 ↓ -19%
medicaid medicaid ma (r) $205.72 ↓ -7%
allina aetna medicare (r) allina aetna medicare (r) $211.40 ↓ -5%
medicare medicare (r) $222.53 ↑ +1%
blue cross blue shield of minnesota bc pmap (r) $267.19 ↑ +21%
blue cross blue shield of minnesota bc state health plan (r) $720.04 ↑ +225%
bc aware/blue plus (nr) bc aware/blue plus (nr) $822.45 ↑ +271%
blue cross blue shield of minnesota bc premier (r) $924.98 ↑ +318%
bcbs bc aehp (r) $1,088.16 ↑ +391%
bc high value/ performance network (r) bc high value/ performance network (r) $1,168.08 ↑ +428%

Visitor-reported prices

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Psych test eval svc phys/qhp 1st hr at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $150.10 $205.72 – $540.71
Owatonna Hospital Owatonna $221.42 $120.70 – $662.00
Abbott Northwestern Hospital MN 55407 $150.10 $205.72 – $779.57
Allina Health Faribault Medical Center Faribualt $221.42 $120.70 – $662.00
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $150.10 $205.72 – $283.57
Buffalo Hospital Buffalo $221.42 $120.70 – $662.00
Cambridge Medical Center Cambridge $221.42 $120.70 – $662.00
Sanford Canby Medical Center Canby not published $326.96 – $326.96

All Minnesota hospitals for this procedure →