Psych test eval svc phys/qhp 1st hr at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$221.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$395.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.01 with medica mhps vs $879.96 with blue cross blue shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| medica mhps | medica mhps (bdosv) | $0.01 | ↓ -100% |
| medica | medica essentials (b d o s v) | $0.01 | ↓ -100% |
| medica health system | medica pmap (b d o s v) | $0.01 | ↓ -100% |
| medica ubh pmap | medica ubh pmap (o) | $0.01 | ↓ -100% |
| medica ubh (o) | medica ubh (o) | $0.01 | ↓ -100% |
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $35.87 | ↓ -84% |
| aetna | aetna elevate (bdosv) | $79.22 | ↓ -64% |
| aetna | aetna performance (bdosv) | $83.68 | ↓ -62% |
| medica health system | medica dual solutions (b d v o s) | $90.93 | ↓ -59% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $105.70 | ↓ -52% |
| healthpartners | hpi (bdov) | $120.70 | ↓ -45% |
| medica health system | medica elect (b d o s v) | $130.66 | ↓ -41% |
| health partners | hpi cigna (bdov) | $131.57 | ↓ -41% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $137.54 | ↓ -38% |
| medica health system | medica choice (b d o s v) | $143.57 | ↓ -35% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $149.77 | ↓ -32% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $149.77 | ↓ -32% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $178.30 | ↓ -19% |
| all other medicaid | all other medicaid (o) | $205.72 | ↓ -7% |
| medicaid | medicaid ma (o) | $205.72 | ↓ -7% |
| allina aetna medicare (o) | allina aetna medicare (o) | $211.40 | ↓ -5% |
| medicare other | all other medicare (o) | $219.97 | ↓ -1% |
| south country health alliance | scha pmap (o) | $222.18 | ↑ +0% |
| medicare | medicare (o) | $222.53 | ↑ +1% |
| medica | medica medicare (o) | $228.77 | ↑ +3% |
| bcbs | bc medicare (o) | $230.97 | ↑ +4% |
| blue cross blue shield | bc pmap (b d o s v) | $273.14 | ↑ +23% |
| blue cross | allina health blueprint (bdoshv) | $585.30 | ↑ +164% |
| blue cross blue shield | bc state health plan (b d o s v) | $594.43 | ↑ +168% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $662.00 | ↑ +199% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $674.00 | ↑ +204% |
| blue cross blue shield | bc aehp (b d o s v) | $778.76 | ↑ +252% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $835.97 | ↑ +278% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $879.96 | ↑ +297% |
Visitor-reported prices
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Psych test eval svc phys/qhp 1st hr at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| United Hospital | MN | 1175 Nininger Road. Hastings | $150.10 | $205.72 – $540.71 |
| Abbott Northwestern Hospital | MN 55407 | $150.10 | $205.72 – $779.57 |
| Allina Health Faribault Medical Center | Faribualt | $221.42 | $120.70 – $662.00 |
| Mercy Hospital | MN 55443 | 550 Osborne Road NE. Fridley | $150.10 | $205.72 – $283.57 |
| Buffalo Hospital | Buffalo | $221.42 | $120.70 – $662.00 |
| Cambridge Medical Center | Cambridge | $221.42 | $120.70 – $662.00 |
| River Falls Area Hospital | River Falls | $221.42 | $75.44 – $1,168.08 |
| Sanford Canby Medical Center | Canby | not published | $326.96 – $326.96 |