Pd hl 3.5in 4d med rbr mld 6432 at River Falls Area Hospital

1617 E Division St, River Falls, MN · Allinahealth · · NPI 1285691725

Source: hospital's published price file ↗ · Published Jun 15, 2026 · Ingested Sep 17, 2026

$71.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$127.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.49 with ucare pmap (a b c d e g n o s u r h) vs $64.46 with bc high value/ performance network (r) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $5.49 ↓ -92%
medica health system medica pmap (r) $7.34 ↓ -90%
medicare other all other medicare (r) $11.55 ↓ -84%
medica medica medicare (r) $12.13 ↓ -83%
bcbs bc medicare (r) $12.13 ↓ -83%
medica health system medica dual solutions (r) $12.29 ↓ -83%
south country health alliance scha msho (r) $12.71 ↓ -82%
all other medicaid all other medicaid (r) $13.10 ↓ -82%
south country health alliance scha pmap (r) $13.50 ↓ -81%
blue cross blue shield of minnesota bc pmap (r) $16.08 ↓ -77%
aetna aetna elevate (n r) $16.73 ↓ -77%
aetna aetna performance (n r) $18.07 ↓ -75%
americas ppo (araz)(b d n o r s v) americas ppo (araz)(b d n o r s v) $21.06 ↓ -71%
americas ppo (araz) (b d n h o r s) americas ppo (araz) (b d n h o r s v) $22.93 ↓ -68%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $22.93 ↓ -68%
aetna direct/indirect network aetna direct/indirect network (n r) $23.09 ↓ -68%
allina aetna medicare (r) allina aetna medicare (r) $25.52 ↓ -64%
medicare medicare (r) $26.86 ↓ -62%
medicaid medicaid ma (r) $27.30 ↓ -62%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $27.30 ↓ -62%
blue cross blue shield of minnesota bc state health plan (r) $39.73 ↓ -44%
bc aware/blue plus (nr) bc aware/blue plus (nr) $45.39 ↓ -36%
blue cross blue shield of minnesota bc premier (r) $51.04 ↓ -29%
bcbs bc aehp (r) $60.05 ↓ -16%
bc high value/ performance network (r) bc high value/ performance network (r) $64.46 ↓ -10%

Visitor-reported prices

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Pd hl 3.5in 4d med rbr mld 6432 at other Minnesota hospitals

Hospital City Cash price Negotiated range
United Hospital MN | 1175 Nininger Road. Hastings $61.20 $10.92 – $34.13
Owatonna Hospital Owatonna $71.40 $15.70 – $36.43
Abbott Northwestern Hospital MN 55407 $61.20 $10.92 – $34.13
Allina Health Faribault Medical Center Faribualt $71.40 $15.70 – $36.43
New Ulm Medical Center MN 56073 $62.72 $10.51 – $45.39
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $61.20 $10.92 – $34.13
Buffalo Hospital Buffalo $71.40 $15.70 – $36.43
Cambridge Medical Center Cambridge $71.40 $15.70 – $36.43

All Minnesota hospitals for this procedure →