Pd hl 3.5in 4d med rbr mld 6432 at United Hospital

333 Smith Ave N. St. Paul, MN | 1175 Nininger Road. Hastings, MN · Allinahealth · · NPI 1457319485

Source: hospital's published price file ↗ · Published Jun 16, 2026 · Ingested Sep 17, 2026

$61.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$127.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $34.71 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $5.49 ↓ -91%
medica pmap (um) medica pmap (um) $6.06 ↓ -90%
aetna aetna elevate (amu) $9.62 ↓ -84%
aetna aetna performance (amu) $10.24 ↓ -83%
blue cross blue shield of minnesota bc pmap (amu) $10.92 ↓ -82%
medica dual solutions (a u) medica dual solutions (a u) $12.12 ↓ -80%
aetna direct network aetna direct network (amu) $14.92 ↓ -76%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $18.27 ↓ -70%
americas ppo (araz) americas ppo (araz) (a c m u) $20.20 ↓ -67%
medica health system medica elect (u m) $20.27 ↓ -67%
medica medica essentials (u m) $21.17 ↓ -65%
medica mhps medica mhps (u m) $21.17 ↓ -65%
medica ubh pmap medica ubh pmap (u) $21.84 ↓ -64%
medica health system medica choice (u m) $22.28 ↓ -64%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $22.93 ↓ -63%
medica ubh (u) medica ubh (u) $22.93 ↓ -63%
blue cross blue shield of minnesota bc state health plan (mu) $24.61 ↓ -60%
allina aetna medicare (u) allina aetna medicare (u) $25.52 ↓ -58%
blue cross blue shield of minnesota bc premier (m u) $26.11 ↓ -57%
medicare medicare (u) $26.86 ↓ -56%
medicare other all other medicare (u) $26.86 ↓ -56%
all other contracted care (a b c d e g h n o r s u) all other contracted care (a b c d m h n o r s u v) $27.30 ↓ -55%
all other medicaid all other medicaid (u) $27.30 ↓ -55%
medicaid medicaid ma (u) $27.30 ↓ -55%
blue cross allina health blueprint (mu) $28.12 ↓ -54%
south country health alliance scha pmap (u) $28.12 ↓ -54%
medica medica medicare (u) $28.20 ↓ -54%
bcbs bc medicare (u) $28.20 ↓ -54%
bcbs bc aehp (mu) $30.72 ↓ -50%
blue cross blue shield of minnesota bc high value/performance network (mu) $32.97 ↓ -46%
uhc ubh pmap uhc ubh pmap (u) $34.13 ↓ -44%
blue cross blue shield of minnesota bc aware/blue plus (m u) $34.71 ↓ -43%

Visitor-reported prices

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Pd hl 3.5in 4d med rbr mld 6432 at other Minnesota hospitals

Hospital City Cash price Negotiated range
Owatonna Hospital Owatonna $71.40 $15.70 – $36.43
Abbott Northwestern Hospital MN 55407 $61.20 $10.92 – $34.13
Allina Health Faribault Medical Center Faribualt $71.40 $15.70 – $36.43
New Ulm Medical Center MN 56073 $62.72 $10.51 – $45.39
Mercy Hospital MN 55443 | 550 Osborne Road NE. Fridley $61.20 $10.92 – $34.13
Buffalo Hospital Buffalo $71.40 $15.70 – $36.43
Cambridge Medical Center Cambridge $71.40 $15.70 – $36.43
River Falls Area Hospital River Falls $71.40 $11.55 – $64.46

All Minnesota hospitals for this procedure →