Large Joint Injection or Fluid Draw (both sides) at Owatonna Hospital
2250 NW 26th St, Owatonna, MN · Allinahealth · · NPI 1528025632
$1,004.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,793.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$172.03 with ucare pmap (a b c d e g n o s u r h) vs $1,082.40 with blue cross blue shield — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| ucare pmap (a b c d e g n o s u r h) | ucare pmap (abdmnorsuv) | $172.03 | ↓ -83% |
| united healthcare (bdohsv) | united healthcare (bdosv) | $199.00 | ↓ -80% |
| medicaid | medicaid ma (o) | $292.45 | ↓ -71% |
| all other medicaid | all other medicaid (o) | $292.45 | ↓ -71% |
| allina aetna medicare (o) | allina aetna medicare (o) | $300.52 | ↓ -70% |
| medicare other | all other medicare (o) | $312.72 | ↓ -69% |
| south country health alliance | scha pmap (o) | $315.85 | ↓ -69% |
| medicare | medicare (o) | $316.34 | ↓ -68% |
| medica | medica medicare (o) | $325.23 | ↓ -68% |
| bcbs | bc medicare (o) | $328.36 | ↓ -67% |
| blue cross blue shield | bc pmap (b d o s v) | $350.79 | ↓ -65% |
| aetna | aetna elevate (bdosv) | $379.88 | ↓ -62% |
| aetna | aetna performance (bdosv) | $401.25 | ↓ -60% |
| medica health system | medica dual solutions (b d v o s) | $432.00 | ↓ -57% |
| aetna direct/indirect regional network | aetna direct/indirect regional (bdosv) | $506.84 | ↓ -50% |
| healthpartners | hpi (bdov) | $578.81 | ↓ -42% |
| medica ubh (o) | medica ubh (o) | $598.50 | ↓ -40% |
| medica health system | medica elect (b d o s v) | $626.54 | ↓ -38% |
| health partners | hpi cigna (bdov) | $630.90 | ↓ -37% |
| medica | medica essentials (b d o s v) | $654.16 | ↓ -35% |
| medica mhps | medica mhps (bdosv) | $654.16 | ↓ -35% |
| americas ppo (araz)(b d n o r s v) | americas ppo (araz)(b d n o r s v) | $659.55 | ↓ -34% |
| medica ubh pmap | medica ubh pmap (o) | $684.00 | ↓ -32% |
| medica health system | medica choice (b d o s v) | $688.45 | ↓ -31% |
| americas ppo (araz) (b d n h o r s) | americas ppo (araz) (b d n h o r s v) | $718.20 | ↓ -28% |
| first health (a c e g h u b d n o r s) | first health (abdmnosurv) | $718.20 | ↓ -28% |
| blue cross | allina health blueprint (bdoshv) | $720.10 | ↓ -28% |
| blue cross blue shield | bc state health plan (b d o s v) | $731.22 | ↓ -27% |
| blue cross blue shield of minnesota | bc premier (b d o s v) | $814.27 | ↓ -19% |
| all other contracted care (a b c d e g h n o r s u) | all other contracted care (a b c d m h n o r s u v) | $855.00 | ↓ -15% |
| blue cross blue shield | bc aehp (b d o s v) | $957.94 | ↓ -5% |
| blue cross blue shield of minnesota | bc high value/performance network (bdosv) | $1,028.26 | ↑ +2% |
| blue cross blue shield | bc aware/blue plus (b d o s v) | $1,082.40 | ↑ +8% |
Visitor-reported prices
Comments
Large Joint Injection or Fluid Draw (both sides) at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $971.20 | $293.91 – $1,092.60 |
| Sanford Westbrook Hospital | Westbrook | $812.00 | $245.73 – $913.50 |
| Sanford Bagley Medical Center | Bagley | $856.00 | $83.77 – $311.40 |
| Sanford Wheaton | Wheaton | $687.20 | $207.96 – $773.10 |
| Sanford Luverne Medical Center | Luverne | $698.40 | $211.35 – $785.70 |
| Sanford Bemidji Medical Center | Bemidji | $856.00 | $213.67 – $963.00 |
| Sanford Worthington Medical Center | Worthington | $747.20 | $218.29 – $825.30 |
| Sanford Tracy Hospital | Tracy | $812.00 | $245.73 – $913.50 |