Large Joint Injection or Fluid Draw (both sides) at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$747.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$934.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$218.29 with Blue Cross Blue Shield of Minnesota vs $875.74 with Medica — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Minnesota PMAP $218.29 ↓ -71%
Sanford Health Plan Align Medicare Replacement $275.21 ↓ -63%
Ucare Medicare Replacement $295.49 ↓ -60%
Blue Cross Blue Shield of Minnesota Medicare Replacement $298.39 ↓ -60%
Great Plains Medicare Advantage Medicare Replacement $298.39 ↓ -60%
Health Partners Medicare Replacement $298.39 ↓ -60%
Aetna Medicare Replacement $298.39 ↓ -60%
United Healthcare Medicare Replacement $298.39 ↓ -60%
Primewest Medicare Replacement $304.18 ↓ -59%
Ucare Medicaid Managed Care $324.71 ↓ -57%
Primewest Medicaid Managed Care $324.71 ↓ -57%
Sanford Health Plan SD Exchange True $355.52 ↓ -52%
Sanford Health Plan Group Health/True $355.52 ↓ -52%
Blue Cross Blue Shield of Minnesota State Employees $412.65 ↓ -45%
Sanford Health Plan Commercial/ND Pers $418.24 ↓ -44%
Sanford Health Plan SD Exchange Commercial $418.24 ↓ -44%
Security Health Plan Commercial $504.35 ↓ -33%
Health Partners State Employees $564.87 ↓ -24%
Health Partners Commercial $651.07 ↓ -13%
Ucare Commercial $716.18 ↓ -4%
Aetna Commercial $751.94 ↑ +1%
United Healthcare Commercial + Top 20 $765.70 ↑ +2%
Blue Cross Blue Shield of Minnesota Commercial/Federal $806.47 ↑ +8%
Medica Choice $817.96 ↑ +9%
Healthez Commercial $825.30 ↑ +10%
Multiplan Commercial $825.30 ↑ +10%
First Choice Health Network Commercial $825.30 ↑ +10%
Medica Elect $875.74 ↑ +17%

Visitor-reported prices

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Large Joint Injection or Fluid Draw (both sides) at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $971.20 $293.91 – $1,092.60
Sanford Westbrook Hospital Westbrook $812.00 $245.73 – $913.50
Sanford Bagley Medical Center Bagley $856.00 $83.77 – $311.40
Sanford Wheaton Wheaton $687.20 $207.96 – $773.10
Sanford Luverne Medical Center Luverne $698.40 $211.35 – $785.70
Sanford Bemidji Medical Center Bemidji $856.00 $213.67 – $963.00
Sanford Tracy Hospital Tracy $812.00 $245.73 – $913.50
Sanford Thief River Falls Medical Center Thief River Falls $600.80 $257.97 – $675.90

All Minnesota hospitals for this procedure →